$339,500
$428/sq ft1 Cedar Reef Drive · Harbor Island, SC 29920
1
Beds
2
Baths
794
Sq Ft
1980
Built
What stands out
- Ocean views
- Outdoor living: Deck, Porch
Highlights are generated from the property's MLS facts. See the full listing description and details below.
Flood zone not yet confirmed
We couldn't pull a verified FEMA flood zone for this address automatically — we'll confirm it for you before you write an offer.
Ask us to verify the flood zoneListing description
One of the nicest one bedroom Cedar Reef Villas on Harbor Island and is a highly sought after end unit that has extra windows for extra light and TWO full bathrooms! This fully renovated unit has ocean views from both decks and is just steps from one of three pools for you to enjoy. Harbor Island has lots of amenities including, pickleball, tennis and basketball courts, fishing docks, fitness center, dog park, private beach, 24/7 security, swimming pools, Turtle's Nest (gift and souvenir shop) and much more!!
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$1,952/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $339,500 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,746/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 1
- Full Baths
- 2
- Living Area
- 794 sq ft
- Flooring
- Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
- Heating
- Electric, Central
- Cooling
- Central Air
Exterior & Lot
- Roof
- Composition
- Porch / Patio
- Deck, Porch
- View
- Ocean
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
- Regime Fee
- Yes
Financial & Terms
- List Price
- $339,500
- Price / Sq Ft
- $428
- Annual Taxes
- $1,746
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 497 days.
Price Reduced
Apr 21, 2026
Status: Active
Feb 13, 2025
Listed for sale
Feb 13, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 3 Cedar Reef E101, Harbor Island, SC 299201 bd · 794 sqft | $335,000 | $422 | May 2026 |
| 1 Cedar Reef F102, Harbor Island, SC 299201 bd · 794 sqft | $285,000 | $359 | Apr 2026 |
| 4 Harbor Drive N K101, Harbor Island, SC 299201 bd · 806 sqft | $327,750 | $407 | Jun 2026 |
| 2 Cedar Reef Drive A103, Harbor Island, SC 299201 bd · 806 sqft | $294,000 | $365 | Jul 2025 |
| 2 Harbor Drive N L106, Harbor Island, SC 299201 bd · 714 sqft | $210,000 | $294 | Jan 2026 |
Recent closed sales of similar homes nearby (this list price is $339,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1 Cedar Reef Drive F101, Harbor Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~14 mi
Bluffton
~27.6 mi
Hilton Head Island
~22.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Susan Schiavon, RE/MAX Island Realty Inc..
Listing data last updated April 21, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.