VA/BAH Affordability Calculator
See how far your Basic Allowance for Housing goes in the Beaufort Lowcountry. Estimate your maximum purchase price based on your rank and current debts.
Your Information
All fields use 2026 Beaufort MHA rates
See Your Buying Power
Select your pay grade and enter your monthly debts, then hit calculate to see how much home your BAH can support.
Important Disclaimer
This calculator provides estimates only. It is not a lending decision, pre-approval, or financial advice. Actual loan qualification depends on credit score, debt-to-income ratio, employment history, and other factors evaluated by a lender. BAH rates shown are 2026 DoD rates for the Beaufort/Parris Island Military Housing Area and are subject to annual change. Property tax and insurance estimates are approximate and vary by property. VA loans do not require a down payment, but a VA funding fee may apply. Consult a VA-approved lender for accurate qualification and pre-approval.
How the VA/BAH Calculator Works
1. BAH by Rank
We use the official 2026 DoD BAH rates for the Beaufort/Parris Island Military Housing Area based on your pay grade and dependency status.
2. Subtract Debts
Your monthly debts (car payments, student loans, credit cards) are subtracted from your BAH to determine the amount available for housing costs.
3. Max Purchase Price
Using standard VA affordability formulas (30-year term, zero down), we calculate the maximum home price where total monthly costs stay within your available BAH.