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ActiveMLS# 197901

$2,600

$2/sq ft

1 Nautical Watch Way · St. Helena Island, SC 29920

3

Beds

2

Baths

1,517

Sq Ft

1981

Built

Single Family Residence$2/sq ft5 days on market
WaterfrontBeach ViewOcean ViewPoolSingle-Level LivingNo HOA

What stands out

  • Waterfront — Marsh
  • Beach, Ocean views
  • Single-level living
  • Private pool
  • Outdoor living: Deck, Front Porch
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

DONT MISS THIS BEACH VILLA WITH OCEANVIEW OVER THE MARSH! AVAILABLE SEPT 1ST-- a delightful spot for relaxation and balmy breezes. INCLUDES ALL UTILITIES PLUS Basic TV, Wi-Fi, electricity, sewer/water, trash service and limited yard care. Security deposit one-half of rent; one small dog (no cats) negotiable; fully furnished linens, cookware, and all appliances. Amenities feature two pools in season, fitness center and more at clubhouse, tennis, paddleball, picnic area, crabbing dock, fishing, island-wide wildlife…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($520)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-20 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$80–$315/mo

Principal & Interest$13
Property tax (owner-occ. 4%, est.)$1
Homeowners insurance (est.)$1
Flood ins. (required, est. range)$65$300
Loan amount$2,080
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,600 price, 20% down, 6.65% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,517 sq ft
Levels
One
Flooring
Carpet, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Cable TV/Available, Dryer, Washer, Furnished
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Water Heater
Electric
Interior Features
Pantry, Tray Ceiling(s), Walk-In Closet(s)

Exterior & Lot

Construction
Board & Batten Siding
Foundation
Elevated
Roof
Composition
Parking
Carport, Driveway
Carport
1 space
Porch / Patio
Deck, Front Porch
Pool
Community
View
Beach, Ocean
Waterfront
Marsh
Exterior Features
Thermo-Panes

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$2,600
Price / Sq Ft
$2
Financing Accepted
Cash
Zoning
PUD

Listing activity

On the market for 5 days.

  1. Status: Active

    Aug 21, 2026

  2. New Listing

    Aug 21, 2026

  3. Listed for sale

    Aug 21, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $132,738–$500,952) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
1209 Seaside Road, St. Helena Island, SC 299203 bd · 1,583 sqft$265,000$167May 2026
23 Horse Island Road, St. Helena Island, SC 299203 bd · 1,600 sqft$140,000$88Aug 2026
1407 Bb Sams Court, St. Helena Island, SC 299203 bd · 1,658 sqft$440,000$265Jun 2026
20 Jb Lane, St. Helena Island, SC 299203 bd · 1,716 sqft$350,000$204Jul 2026
2 Indian Head Trail, St. Helena Island, SC 299203 bd · 1,287 sqft$425,000$330Jun 2026

Recent closed sales of similar homes nearby (this list price is $2,600). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1 Nautical Watch Way, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~14 mi

  • Bluffton

    ~27.5 mi

  • Hilton Head Island

    ~22.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Mildred Simpson, Hometown Realty.

Listing data last updated August 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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