$729,000
$602/sq ft10 Lighthouse Road · Hilton Head Island, SC 29928
2
Beds
2
Baths
1,210
Sq Ft
1977
Built
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
This 2 bedroom, 2 bath ground floor villa in Plantation Club is fully updated. The home was decorated to live in and has wonderful touches such as bead board in the living room and dining area, crown molding throughout and beautiful tile floors. Gorgeous golf course view and walk to beach. The master bedroom has a bathroom with a private toilet room and shower room. The second bedroom has a Queen and Twin Bed and a full bath. This section of Plantation Club Villas is just a 5-min walk to the gorgeous and newly c…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$4,423–$4,658/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $729,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,210 sq ft
Community & HOA
- HOA Fee
- $2,005 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $729,000
- Price / Sq Ft
- $602
- Zoning
- Residential
Listing activity
On the market for 159 days.
Status: Active
Jan 18, 2026
New Listing
Jan 18, 2026
Came on market
Jan 18, 2026
Listed for sale
Jan 17, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 50 Marshland Road 29, Hilton Head Island, SC 299262 bd · 1,230 sqft | $200,000 | $163 | May 2026 |
| 2 Woodbine Place 56, Hilton Head Island, SC 299282 bd · 1,237 sqft | $855,000 | $691 | Jun 2026 |
| 20 Queens Folly Road 1679, Hilton Head Island, SC 299282 bd · 1,177 sqft | $600,000 | $510 | Jun 2026 |
| 121 Devils Elbow Lane 121, Hilton Head Island, SC 299262 bd · 1,247 sqft | $504,000 | $404 | May 2026 |
| 36 Deallyon Avenue 107, Hilton Head Island, SC 299282 bd · 1,250 sqft | $415,000 | $332 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $729,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
10 Lighthouse Road 430, Hilton Head Island, SC 29928
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~22.1 mi
Bluffton
~8.5 mi
Hilton Head Island
~6.5 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Randal Longo, I Save Realty.
Listing data last updated February 3, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.