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ActiveMLS# 196568

$75,000

10 Ocean Marsh Court · Fripp Island, SC 29920

Resident S/D Lot30 days on market
Neighborhood ViewTrees/Woods ViewHOA Community

What stands out

  • Neighborhood, Trees/Woods views

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Build your coastal retreat on this interior homesite in Harbor Island, a private gated beach community known for its quiet natural beauty and steady vacation demand. Harbor Island attracts thousands of annual visitors seeking a laid-back Lowcountry getaway with miles of pristine beach, abundant wildlife, and close proximity to Hunting Island State Park. Owners and guests enjoy resort-style amenities including pools, tennis and pickleball courts, fitness center, playground, beach access, walking trails, and 24-ho…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($15,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$496–$731/mo

Principal & Interest$378
Property tax (owner-occ. 4%, est.)$31
Homeowners insurance (est.)$22
Flood ins. (required, est. range)$65$300
Loan amount$60,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $75,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
74x40x111x170
View
Neighborhood, Trees/Woods

Utilities

Water
Public
Utilities
Electricity Available, Water Available

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$75,000
Financing Accepted
Cash
Zoning
Residential

Listing activity

On the market for 30 days.

  1. Status: Active

    May 27, 2026

  2. New Listing

    May 27, 2026

  3. Listed for sale

    May 27, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

10 Ocean Marsh Court, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.7 mi

  • Bluffton

    ~27 mi

  • Hilton Head Island

    ~22.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kristen Hunter, Keller Williams.

Listing data last updated May 28, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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