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ActiveMLS# 196094

$718,000

$529/sq ft

10 Veranda Beach Road · Fripp Island, SC 29920

2

Beds

2.5

Baths

1,358

Sq Ft

1996

Built

Single Family Residence$529/sq ft77 days on market
Trees/Woods ViewGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Trees/Woods views
  • Garage parking
  • Fireplace
  • Outdoor living: Deck, Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 10 Veranda Beach on Fripp Island--an inviting coastal retreat that blends comfort, style, and convenience in one of the island's most desirable locations. This beautifully updated 2-bedroom, 2.5-bath home is being offered turnkey and fully furnished, making it ready for immediate enjoyment or rental potential. Thoughtfully renovated, the kitchen features modern updates while both bathrooms have been tastefully renovated. The spacious primary suite offers a large ensuite bath complete with a double van…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,223–$5,458/mo

Principal & Interest$4,534
Property tax (owner-occ. 4%, est.)$299
Homeowners insurance (est.)$209
HOA dues$116
Flood ins. (required, est. range)$65$300
Loan amount$718,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $718,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Half Baths
1
Living Area
1,358 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished
Heating
Heat Pump, Central
Cooling
Heat Pump, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Chandelier, Double Vanity

Exterior & Lot

Lot Size
0.11 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Garage, Parking Pad, Paved
Porch / Patio
Deck, Porch
View
Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,387 / annually
Regime Fee
Yes

Financial & Terms

List Price
$718,000
Price / Sq Ft
$529
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
PUD

Listing activity

On the market for 77 days.

  1. Status: Active

    Apr 30, 2026

  2. New Listing

    Apr 30, 2026

  3. Came on market

    Apr 30, 2026

  4. Listed for sale

    Apr 28, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $521,151–$648,136 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
871 Bonito Road, Fripp Island, SC 299202 bd · 1,355 sqft$520,000$384Jan 2026
4 Periwinkle Court, Fripp Island, SC 299202 bd · 1,325 sqft$585,000$442May 2026
409 Captain John Fripp Villa, Fripp Island, SC 299202 bd · 1,276 sqft$609,000$477May 2026
101 Sand Piper, Fripp Island, SC 299202 bd · 1,275 sqft$512,000$402Mar 2026
862 Bonito Road, Fripp Island, SC 299202 bd · 1,532 sqft$715,000$467May 2026

Recent closed sales of similar homes nearby (this list price is $718,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

10 Veranda Beach Road, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.9 mi

  • Bluffton

    ~21.6 mi

  • Hilton Head Island

    ~16.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Leslie Mitchell, Fripp Island Real Estate Co.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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