$649,000
$507/sq ft100 Little Horse Island Drive · St. Helena Island, SC 29920
2
Beds
2.5
Baths
1,280
Sq Ft
1998
Built
What stands out
- Waterfront — Marsh, Tidal Creek
- Pond, Water views
- Single-level living
- Garage parking
- Outdoor living: Covered Patio, Deck, Front Porch
- Fenced yard
- No HOA
- 3.36-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to a place where the natural beauty, history, and quiet rhythm of the Lowcountry come together in a setting that feels almost too good to be true. Tucked along peaceful waterways just outside Beaufort, this updated 2 bedroom, 2.5 bath home sits on 3.36 acres with no HOA on Horse Island, a secluded coastal enclave surrounded by sweeping marshland, winding tidal creeks, and the waters of Harbor River, offering some of the most breathtaking scenery the South Carolina coast has to offer. Recent updates inclu…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$3,783–$4,018/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $649,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $7,631/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,280 sq ft
- Levels
- One
- Flooring
- Tile, Luxury Vinyl
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Dryer, Washer
- Heating
- Electric, Propane Leased, Central
- Cooling
- Electric, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Crown Molding, Entrance Foyer, Open Floorplan, Pantry, Smart Thermostat, Master Downstairs
Exterior & Lot
- Lot Size
- 3.36 acres
- Construction
- Vinyl Siding
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Carport, Covered, Garage, Gravel, Open, Private, Underground
- Carport
- 1 space
- Porch / Patio
- Covered Patio, Deck, Front Porch
- Fencing
- Full
- View
- Pond, Water
- Waterfront
- Marsh, Tidal Creek
- Exterior Features
- Storage, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $649,000
- Price / Sq Ft
- $507
- Annual Taxes
- $7,631
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 25 days.
Status: Active
Jun 15, 2026
New Listing
Jun 15, 2026
Came on market
Jun 15, 2026
Listed for sale
Jun 2, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 2024 Bluff Villas Road, St. Helena Island, SC 299202 bd · 1,308 sqft | $465,000 | $356 | Jun 2026 |
| 2002 Bluff Villas Road, St. Helena Island, SC 299202 bd · 1,308 sqft | $475,000 | $363 | May 2026 |
| 2014 Bluff Villas Road, St. Helena Island, SC 299202 bd · 1,308 sqft | $454,000 | $347 | Apr 2026 |
| 2009 Bluff Villas Road, St. Helena Island, SC 299202 bd · 1,308 sqft | $500,000 | $382 | Dec 2025 |
| 434 Bb Sams Drive, St. Helena Island, SC 299202 bd · 1,352 sqft | $250,000 | $185 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $649,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
100 Little Horse Island Drive, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~10.5 mi
Bluffton
~24.1 mi
Hilton Head Island
~19.6 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Birjy Patel, Maxey Blackstream Christie's.
Listing data last updated June 30, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.