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ActivePrice ReducedMLS# 187479

$879,000

$549/sq ft

102 Cardinal Crest Lane · Fripp Island, SC 29920

3

Beds

3

Baths

1,600

Sq Ft

2026

Built

Single Family Residence$549/sq ft609 days on market
WaterfrontNew ConstructionGarageHOA Community

What stands out

  • Waterfront — Lagoon
  • Newer construction
  • Attached garage
  • Outdoor living: Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Proposed New Construction, Built by JOCO construction . By the Sea on Fripp island. GREAT DEAL, GREAT LOCATION , PEACEFUL SETTING .. . Opportunity to choose your kitchen cabinets, counter tops, paint colors. flooring, faucets, lighting and more! Live the Dream on Fripp Island ! New Construction , Custom 3 bedroom 3 bath home, 1650 square feet open floor plan, nice one level plan with large open space looking over beautiful lot located on Fripp Island. Other features include 10 foot ceilings, high quality kitche…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($175,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,226–$5,461/mo

Principal & Interest$4,431
Property tax (owner-occ. 4%, est.)$366
Homeowners insurance (est.)$256
HOA dues$108
Flood ins. (required, est. range)$65$300
Loan amount$703,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $879,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Living Area
1,600 sq ft
Flooring
Tile, Wood, Vinyl
Appliances
Electric Range, Microwave, Refrigerator, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Unfurnished
Heating
Central
Cooling
Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.2 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Attached, Garage
Porch / Patio
Porch
Waterfront
Lagoon

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Water Available

Community & HOA

HOA Fee
$1,298 / annually
Regime Fee
Yes

Financial & Terms

List Price
$879,000
Price / Sq Ft
$549
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 609 days.

  1. Price Reduced

    May 1, 2026

  2. Status: Active

    Oct 24, 2024

  3. Listed for sale

    Oct 24, 2024

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $594,328–$797,992 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
125 Ocean Point Drive, Fripp Island, SC 299203 bd · 1,594 sqft$795,000$499May 2026
850 Bonito Drive, Fripp Island, SC 299203 bd · 1,613 sqft$695,000$431Apr 2026
633 Newhaven Court, Fripp Island, SC 299203 bd · 1,622 sqft$602,500$371Jun 2026
262 Deer Run Lane, Fripp Island, SC 299203 bd · 1,630 sqft$680,500$417Jun 2026
27 Davis Love Drive, Fripp Island, SC 299203 bd · 1,562 sqft$675,000$432Jun 2026

Recent closed sales of similar homes nearby (this list price is $879,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

102 Cardinal Crest Lane, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.7 mi

  • Bluffton

    ~23.9 mi

  • Hilton Head Island

    ~18.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Gail Shinall, The HomesFinder Realty Group.

Listing data last updated May 1, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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