$588,500
$224/sq ft1039 Osprey Lake Circle · Hardeeville, SC 29927
3
Beds
3
Baths
2,628
Sq Ft
2021
Built
What stands out
- Trees/Woods views
- Single-level living
- Garage parking
- Outdoor living: Screened Porch, Patio, Covered Patio, Porch, Covered, Front Porch
- Accepts VA financing
- 0.88-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
On a sprawling, nearly 9/10ths acre fan-shaped lot, this modern cottage farmhouse balances modern refinements with classic indoor/outdoor comforts. 3BR/3BA +office/studio +upstairs bonus room, walk-in attic and garage workshop. An upgraded Greenfield floor plan built in 2021, approx 2,628 sqft. 1st floor primary bedroom suite features a generous walk-in shower and expansive 5x15' closet. Open floor plan, gourmet kitchen/living area with extra large island, walk-in pantry and casual dining in the adjoining dining ar…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.
Estimated all-in monthly
$4,228/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $588,500 price, 0% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,810/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 2,628 sq ft
- Levels
- Two, One and One Half
- Flooring
- Carpet, Vinyl, Luxury Vinyl
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal
- Heating
- Heat Pump, Central
- Cooling
- Heat Pump, Central Air
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Pantry
Exterior & Lot
- Lot Size
- 0.88 acres
- Construction
- Vinyl Siding
- Foundation
- Slab
- Roof
- Composition
- Parking
- Garage, Garage Faces Front, Paved
- Porch / Patio
- Screened Porch, Patio, Covered Patio, Porch, Covered, Front Porch
- View
- Trees/Woods
Utilities
- Water
- Public
- Sewer
- Septic Tank, Public Sewer
Community & HOA
- HOA Fee
- $1,200 / annually
Financial & Terms
- List Price
- $588,500
- Price / Sq Ft
- $224
- Annual Taxes
- $2,810
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 36 days.
Status: Active
Jul 25, 2026
Back On Market
Jul 25, 2026
Came on market
Jul 25, 2026
Listed for sale
May 29, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 276 Persimmon Circle, Hardeeville, SC 299273 bd · 2,612 sqft | $549,900 | $211 | Jun 2026 |
| 1393 Parrot Avenue, Hardeeville, SC 299273 bd · 2,549 sqft | $759,900 | $298 | May 2026 |
| 377 Dogwood Lane, Hardeeville, SC 299273 bd · 2,422 sqft | $664,000 | $274 | May 2026 |
| 546 Waters Edge Way, Hardeeville, SC 299273 bd · 2,260 sqft | $394,900 | $175 | Jul 2026 |
| 909 Twin Ponds, Hardeeville, SC 299273 bd · 2,260 sqft | $386,423 | $171 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $588,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1039 Osprey Lake Circle, Hardeeville, SC 29927
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~27.7 mi
Bluffton
~11.1 mi
Hilton Head Island
~16.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Christopher Haro, Keller Williams Realty.
Listing data last updated July 28, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.