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ActivePrice ReducedMLS# 195053

$420,000

$186/sq ft

104 Garden Row Drive · Hardeeville, SC 29927

3

Beds

2.5

Baths

2,258

Sq Ft

2008

Built

Townhouse$186/sq ft102 days on market
WaterfrontPond ViewPoolGarageHOA Community

What stands out

  • Waterfront — Lagoon
  • Pond views
  • Garage parking
  • Private pool
  • Outdoor living: Screened Porch, Patio, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Beautifully updated townhome in the desirable Hilton Head Lakes community. This well-maintained home features a renovated kitchen with modern finishes, updated bathrooms, and new flooring throughout the upstairs, creating a fresh and move-in-ready feel. The functional layout offers comfortable living with spacious rooms and great natural light, making it perfect for full-time living, a second home, or an investment opportunity. Located in the popular Hilton Head Lakes golf community, residents enjoy access to scen…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($84,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,616–$2,851/mo

Principal & Interest$2,117
Property tax (owner-occ. 4%, est.)$147
Homeowners insurance (est.)$123
HOA dues$164
Flood ins. (required, est. range)$65$300
Loan amount$336,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $420,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,517/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,258 sq ft
Levels
Bi-Level
Flooring
Carpet, Wood, Stone
Appliances
Gas Range, Microwave, Dishwasher
Heating
Natural Gas, Central
Cooling
Electric, Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s), Entrance Foyer, Pantry, Tray Ceiling(s), Double Closets, Master Downstairs

Exterior & Lot

Lot Size
0.1 acres
Construction
Stucco, Other
Foundation
Slab
Roof
Other
Parking
Garage
Porch / Patio
Screened Porch, Patio, Front Porch, Rear Porch
Pool
Community
View
Pond
Waterfront
Lagoon
Exterior Features
Storage

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$164 / monthly

Financial & Terms

List Price
$420,000
Price / Sq Ft
$186
Annual Taxes
$3,517
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 102 days.

  1. Price Reduced

    Jun 5, 2026

  2. Status: Active

    Mar 16, 2026

  3. Came on market

    Mar 16, 2026

  4. Listed for sale

    Mar 6, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $592,456–$728,549) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
311 Bluestem Lane, Hardeeville, SC 299273 bd · 2,247 sqft$725,000$323Jun 2026
131 Foxbriar Court, Hardeeville, SC 299273 bd · 2,191 sqft$647,500$296Jun 2026
510 Dogwood Lane, Hardeeville, SC 299273 bd · 2,100 sqft$551,000$262May 2026
377 Dogwood Lane, Hardeeville, SC 299273 bd · 2,422 sqft$664,000$274May 2026
1393 Parrot Avenue, Hardeeville, SC 299273 bd · 2,549 sqft$759,900$298May 2026

Recent closed sales of similar homes nearby (this list price is $420,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

104 Garden Row Drive N, Hardeeville, SC 29927

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~21.4 mi

  • Bluffton

    ~11.5 mi

  • Hilton Head Island

    ~17.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Christopher J Edenfield, eXp Realty LLC - Bluffton.

Listing data last updated June 5, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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