$545,000
$283/sq ft1040 Otter Circle · Beaufort, SC 29902
3
Beds
2.5
Baths
1,927
Sq Ft
2007
Built
What stands out
- Neighborhood views
- Single-level living
- Attached garage
- 2 fireplaces
- Outdoor living: Screened Porch, Patio, Porch, Covered, Front Porch, Rear Porch
- Fenced yard
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Set on nearly half an acre in Battery Shores, this 3-bedroom, 2.5-bath home offers spacious Lowcountry living, inviting outdoor spaces, and optional POA membership with access to a deep-water community dock. The open main-level floor plan features a spacious living room, kitchen, breakfast nook, three bedrooms, a convenient laundry room, and a versatile front room that can be used as a home office or formal dining space. A large bonus room above the garage provides additional flexibility for a guest space, office,…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-01 — a benchmark, not your rate.
Estimated all-in monthly
$4,115/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $545,000 price, 0% down, 7.28% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $8,931/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,927 sq ft
- Levels
- One, One and One Half
- Flooring
- Tile, Wood
- Appliances
- Gas Range, Dishwasher, Refrigerator, Disposal
- Heating
- Heat Pump, Central
- Cooling
- Heat Pump, Central Air
- Fireplace
- 2
- Interior Features
- Ceiling Fan(s), Chandelier, Double Vanity, Entrance Foyer, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.46 acres
- Construction
- HardiPlank Type
- Foundation
- Slab
- Roof
- Composition
- Parking
- Attached, Driveway, Garage
- Porch / Patio
- Screened Porch, Patio, Porch, Covered, Front Porch, Rear Porch
- Fencing
- Full
- View
- Neighborhood
Utilities
- Water
- Public, Irrigation Well
- Sewer
- Public Sewer
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $545,000
- Price / Sq Ft
- $283
- Annual Taxes
- $8,931
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 5 days.
Status: Active
Oct 1, 2026
New Listing
Oct 1, 2026
Came on market
Oct 1, 2026
Listed for sale
Sep 30, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 10 Hayek Street, Beaufort, SC 299073 bd · 1,915 sqft | $660,000 | $345 | Sep 2026 |
| 32 Christine Drive, Beaufort, SC 299073 bd · 1,900 sqft | $432,000 | $227 | Sep 2026 |
| 2106 North Street, Beaufort, SC 299023 bd · 1,788 sqft | $660,000 | $369 | Sep 2026 |
| 4355 Quail Drive, Beaufort, SC 299063 bd · 1,728 sqft | $329,900 | $191 | Sep 2026 |
| 48 Planters Circle, Beaufort, SC 299073 bd · 1,699 sqft | $485,000 | $285 | Sep 2026 |
Recent closed sales of similar homes nearby (this list price is $545,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1040 Otter Circle, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~2.9 mi
Bluffton
~14.8 mi
Hilton Head Island
~13.7 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Anna Fisher, The HomesFinder Realty Group.
Listing data last updated October 2, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Similar homes you may like
More homes in Beaufort
$475,000
$400,000
$495,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.