$159,900
$134/sq ft1045 Elm Street · Hampton, SC 29924
2
Beds
1
Baths
1,196
Sq Ft
1945
Built
What stands out
- Outdoor living: Porch
- No HOA
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Versatile property suitable for either residential living or commercial use. This adaptable space offers flexible layout options to fit your needs. For residential needs this 2 bedroom home has additional room for a third bedroom, 1 full bath, spacious kitchen, and dining room. Featuring a newer metal roof, LVT flooring, and an updated kitchen and bathroom this home is move in ready. For commercial needs this is an excellent office or retail space with room for 3-4 offices, storage/conference room, or multip…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$1,130/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $159,900 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 1
- Living Area
- 1,196 sq ft
- Flooring
- Vinyl
- Appliances
- Electric Range
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
Exterior & Lot
- Lot Size
- 0.36 acres
- Construction
- Vinyl Siding
- Foundation
- Crawl
- Roof
- Metal
- Porch / Patio
- Porch
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $159,900
- Price / Sq Ft
- $134
- Financing Accepted
- Contract, Conventional, Fha, Rural Development/usda, Va Loan, Cash
- Zoning
- Residential/Commercial
Listing activity
On the market for 331 days.
Price Reduced
May 18, 2026
Status: Active
Aug 16, 2025
Listed for sale
Aug 16, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 501 Shaw Drive, Hampton, SC 299242 bd · 1,064 sqft | $120,000 | $113 | Mar 2026 |
| 603 Lightsey St Extension, Hampton, SC 299242 bd · 1,350 sqft | $245,000 | $181 | Feb 2026 |
| 301 2nd Street E, Hampton, SC 299243 bd · 1,180 sqft | $215,000 | $182 | May 2026 |
| 506 Crooked Creek Road, Hampton, SC 299243 bd · 1,170 sqft | $205,000 | $175 | Sep 2025 |
| 202 Sharon Avenue, Hampton, SC 299243 bd · 1,135 sqft | $75,000 | $66 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $159,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1045 Elm Street W, Hampton, SC 29924
Getting around
Downtown Beaufort
~40.4 mi
Bluffton
~46.7 mi
Hilton Head Island
~50.4 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Jacob E. Sullivan, eXp Realty LLC.
Listing data last updated May 18, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.