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ActivePrice ReducedMLS# 195860

$849,000

$342/sq ft

105 Ocean Point Drive · Fripp Island, SC 29920

4

Beds

3

Baths

2,483

Sq Ft

1994

Built

Single Family Residence$342/sq ft84 days on market
Golf Course ViewOcean ViewGarageFireplaceHOA Community

What stands out

  • Golf Course, Ocean, Pond, Water views
  • Garage parking
  • Fireplace
  • Outdoor living: Patio, Deck, Porch, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Motivated Seller! Welcome to 105 Ocean Point, Fripp Island SC! This stunning real estate gem is located in the sought-after Fripp Island Resort, offering a coastal paradise that you'll never want to leave. With 4 bedrooms and 3 baths spread over 2,430 sqft, this home provides ample space for comfortable living and entertaining. As you step inside, you'll be captivated by the breathtaking views of the Atlantic Ocean and the serene Fripp Inlet, accompanied by a picturesque backdrop of the 10th green of the renowned O…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($169,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,065–$5,300/mo

Principal & Interest$4,289
Property tax (owner-occ. 4%, est.)$354
Homeowners insurance (est.)$248
HOA dues$110
Flood ins. (required, est. range)$65$300
Loan amount$679,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $849,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $9,547/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Living Area
2,483 sq ft
Levels
Two
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Refrigerator, Ice Maker, Cable TV/Available, Dryer, Washer
Heating
Central
Cooling
Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.12 acres
Construction
Frame, Stucco
Foundation
Crawl
Roof
Composition
Parking
Detached, Garage
Porch / Patio
Patio, Deck, Porch, Front Porch, Rear Porch
View
Golf Course, Ocean, Pond, Water
Exterior Features
Tennis Court(s), Storage

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,321.68 / annually

Financial & Terms

List Price
$849,000
Price / Sq Ft
$342
Annual Taxes
$9,547
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 84 days.

  1. Price Reduced

    Jul 8, 2026

  2. Status: Active

    Apr 20, 2026

  3. Listed for sale

    Apr 20, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $673,275–$2,083,909).
Sold homeSold price$/sqftClosed
573 Remora Drive, Fripp Island, SC 299204 bd · 2,600 sqft$705,000$271Apr 2026
799 Marlin Drive, Fripp Island, SC 299204 bd · 2,358 sqft$1,979,000$839Jan 2026
378 Wahoo Drive, Fripp Island, SC 299204 bd · 2,336 sqft$1,350,000$578Mar 2026
181 Davis Love Drive, Fripp Island, SC 299204 bd · 2,712 sqft$1,618,500$597Jan 2026
285 Deer Lane, Fripp Island, SC 299204 bd · 2,247 sqft$1,141,000$508Jul 2026

Recent closed sales of similar homes nearby (this list price is $849,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

105 Ocean Point Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~14.4 mi

  • Bluffton

    ~24.3 mi

  • Hilton Head Island

    ~18.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Todd McDaniel, BHHS Bay Street Realty.

Listing data last updated July 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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