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ActiveMLS# 196578

$139,900

1065 Carolina 61 · Ridgeville, SC 29472

Unimproved Land29 days on market
WaterfrontPond ViewNo HOA

What stands out

  • Waterfront — Pond
  • Pond views
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

This new parcel is part of a 2 lot subdivision with a shared 4+/- Acre Pond (Under Construction) is located in Ridgeville just 3 Miles from Summers Corners and about 5 miles to Summerville. Survey and Septic Permit is in Documents Folder. Should Pond construction not be completed prior to closing, then Seller shall retain access easement to pond site for construction purposes until completed.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($27,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$810/mo

Principal & Interest$705
Property tax (owner-occ. 4%, est.)$64
Homeowners insurance (est.)$41
Loan amount$111,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $139,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
See Survey in Documents
View
Pond
Waterfront
Pond

Community & HOA

HOA
None

Financial & Terms

List Price
$139,900
Financing Accepted
Cash, Conventional, Fmha
Zoning
Residential

Listing activity

On the market for 29 days.

  1. Status: Active

    May 28, 2026

  2. New Listing

    May 28, 2026

  3. Listed for sale

    May 28, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1065 Carolina 61, Ridgeville, SC 29472

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Getting around

  • Downtown Beaufort

    ~44.2 mi

  • Bluffton

    ~61.4 mi

  • Hilton Head Island

    ~59.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Matt A Trumps, Tideland Realty Inc.

Listing data last updated May 28, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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