1 / 59
ActiveMLS# 197534

$315,000

$215/sq ft

107 Palmetto Breeze Circle · Beaufort, SC 29907

3

Beds

2.5

Baths

1,468

Sq Ft

2022

Built

Single Family Residence$215/sq ft1 day on market
Other ViewGarageNo HOA

What stands out

  • Other views
  • Garage parking
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Beautifully maintained and move-in ready home! This 3-bedroom, 2.5-bath home offers an abundance of space with an open-concept floor plan. Enjoy the upgraded lighting and fresh interior paint, creating a bright and welcoming atmosphere throughout. The kitchen features stainless steel appliances and granite countertops. Spacious bedrooms provide a true retreat, offering comfort and flexibility for family, guests, or a home office. Additional highlights include a newly added parking pad, irrigation system, and a gara…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($63,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$1,894–$2,129/mo

Principal & Interest$1,606
Property tax (owner-occ. 4%, est.)$131
Homeowners insurance (est.)$92
Flood ins. (required, est. range)$65$300
Loan amount$252,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $315,000 price, 20% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,307/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,468 sq ft
Levels
Two
Flooring
Carpet, Luxury Vinyl
Appliances
Microwave, Dishwasher, Disposal
Heating
Electric, Heat Pump, Central
Cooling
Heat Pump, Central Air
Interior Features
Ceiling Fan(s), Smart Thermostat

Exterior & Lot

Lot Size
0.18 acres
Parking
Garage
View
Other

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$315,000
Price / Sq Ft
$215
Annual Taxes
$4,307
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Jul 29, 2026

  2. New Listing

    Jul 29, 2026

  3. Listed for sale

    Jul 29, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $277,245–$756,938).
Sold homeSold price$/sqftClosed
44 Telfair Drive, Beaufort, SC 299073 bd · 1,466 sqft$433,000$295Jul 2026
1511 Quarter Horse Road, Beaufort, SC 299063 bd · 1,472 sqft$278,000$189Jul 2026
6027 Vaux Road, Beaufort, SC 299063 bd · 1,403 sqft$375,000$267Jul 2026
2602 S Royal Oaks Drive, Beaufort, SC 299023 bd · 1,562 sqft$370,000$237Jul 2026
3 Habersham Park, Beaufort, SC 299063 bd · 1,600 sqft$825,000$516Jul 2026

Recent closed sales of similar homes nearby (this list price is $315,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

107 Palmetto Breeze Circle, Beaufort, SC 29907

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~2.2 mi

  • Bluffton

    ~17.3 mi

  • Hilton Head Island

    ~14.7 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Michelle Garbade, Charter One Realty.

Listing data last updated July 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Similar homes you may like

More homes in Beaufort

View all Beaufort listings

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

Call
Save