$575,000
$380/sq ft107 Sea Otter Lane · Fripp Island, SC 29920
3
Beds
3
Baths
1,512
Sq Ft
1974
Built
What stands out
- Waterfront — Lake
- Lake views
- Outdoor living: Deck
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Rare Fripp Island Opportunity! Bring your vision and personal touch to this Fripp Island classic, 3 bedrooms, 3 full bathrooms home. This residence is priced to reflect the need for cosmetic updates and presents a prime opportunity to add equity and renovate a custom coastal retreat exactly to your tastes. Situated on a beautiful homesite with views of picturesque Blue Heron Lake, and the island's abundant wildlife, while enjoying the spacious brand new deck. Located on a peaceful cul-de-sac, just minutes from Frip…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Assumed rate — edit to match your quote.
Estimated all-in monthly (with flood)
$3,496–$3,731/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $575,000 price, 20% down, 6.5% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 1,512 sq ft
- Appliances
- Microwave, Refrigerator, Dryer, Washer
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Water Heater
- Electric
- Interior Features
- Beamed Ceilings, Pantry, Vaulted Ceiling(s)
Exterior & Lot
- Lot Size
- 0.19 acres
- Construction
- Frame
- Foundation
- Crawl
- Roof
- Composition
- Porch / Patio
- Deck
- View
- Lake
- Waterfront
- Lake
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $1,387.76 / annually
Financial & Terms
- List Price
- $575,000
- Price / Sq Ft
- $380
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 4 days.
Status: Active
Oct 19, 2026
New Listing
Oct 19, 2026
Listed for sale
Oct 19, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 34 Sea Mist Road, Fripp Island, SC 299203 bd · 1,530 sqft | $930,000 | $608 | Apr 2026 |
| 359 Tarpon Boulevard, Fripp Island, SC 299203 bd · 1,550 sqft | $1,000,000 | $645 | Aug 2026 |
| 27 Davis Love Drive, Fripp Island, SC 299203 bd · 1,562 sqft | $675,000 | $432 | Jun 2026 |
| 125 Ocean Point Drive, Fripp Island, SC 299203 bd · 1,594 sqft | $795,000 | $499 | May 2026 |
| 829 Bonito Drive, Fripp Island, SC 299203 bd · 1,428 sqft | $519,000 | $363 | May 2026 |
Recent closed sales of similar homes nearby (this list price is $575,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
107 Sea Otter Lane, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.8 mi
Bluffton
~23.7 mi
Hilton Head Island
~18.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Charles Patty, Fripp Island Real Estate Co.
Listing data last updated October 19, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.