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ActiveMLS# 198018

$1,595,000

$672/sq ft

108 Factory Creek Court · Beaufort, SC 29907

4

Beds

3.5

Baths

2,375

Sq Ft

2026

Built

Single Family Residence$672/sq ft17 days on market
WaterfrontWater ViewNew ConstructionGarageFireplaceNo HOA

What stands out

  • Waterfront — River Front
  • Water views
  • Newer construction
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Covered Patio, Porch, Covered
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Brand new and beautifully finished, this 4-bedroom, 3.5-bath home sits directly on Factory Creek with wide open water views out to the Intracoastal Waterway. Two waterfront porches take in the tidal marsh and boat traffic, while two additional porches on the street side offer a shaded spot to greet neighbors. Boaters will appreciate the adjacent marina, where slips may be available for an additional cost, subject to availability. Inside, a large glass sliding door opens from the living room onto the waterfront p…

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Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($319,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly

$9,414/mo

Principal & Interest$8,285
Property tax (owner-occ. 4%, est.)$665
Homeowners insurance (est.)$465
Loan amount$1,276,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,595,000 price, 20% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Half Baths
1
Living Area
2,375 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Cable TV/Available, Tankless Water Heater
Heating
Electric, Heat Pump
Cooling
Electric
Fireplace
1
Water Heater
Gas, Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.13 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Metal
Parking
Garage
Porch / Patio
Screened Porch, Covered Patio, Porch, Covered
View
Water
Waterfront
River Front
Exterior Features
Storage

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$1,595,000
Price / Sq Ft
$672
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 17 days.

  1. Status: Active

    Aug 31, 2026

  2. New Listing

    Aug 31, 2026

  3. Listed for sale

    Aug 31, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $491,834–$787,653 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
30 Sweet Olive Drive, Beaufort, SC 299074 bd · 2,367 sqft$785,000$332Aug 2026
126 Thistle Lane, Beaufort, SC 299074 bd · 2,388 sqft$575,011$241Sep 2026
581 Sams Point Road, Beaufort, SC 299074 bd · 2,342 sqft$485,000$207Sep 2026
11 Redwood Lane, Beaufort, SC 299074 bd · 2,338 sqft$515,000$220Sep 2026
4 Woods Lane, Beaufort, SC 299074 bd · 2,261 sqft$609,000$269Sep 2026

Recent closed sales of similar homes nearby (this list price is $1,595,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

108 Factory Creek Court, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1 mi

  • Bluffton

    ~17.2 mi

  • Hilton Head Island

    ~15 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Edward Dukes, Lowcountry Real Estate.

Listing data last updated September 16, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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