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ActiveMLS# 198325

$1,595,000

$672/sq ft

108 Factory Creek Court · Beaufort, SC 29907

4

Beds

3.5

Baths

2,375

Sq Ft

2026

Built

Single Family Residence$672/sq ft8 days on market
WaterfrontRiver ViewWater ViewNew ConstructionGarageFireplaceNo HOA

What stands out

  • Waterfront — River Front
  • River, Water views
  • Newer construction
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Patio, Covered Patio, Covered
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Stunning water views out to the intracoastal waterway await you at 108 Factory Creek Ct. This new construction waterfront home brings elegance with every view. Stunning owners suite complete with custom bath, walk in closet, and sliding glass dorrs opening to an exspansive porch with deepwater views. Three additional guest suites are equally impressive along with an elevator making those trips to the store simple and stress free. The garage has ample storage and the finishes throught the custom kitchen, lounge…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($319,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-24 — a benchmark, not your rate.

Estimated all-in monthly

$9,645/mo

Principal & Interest$8,515
Property tax (owner-occ. 4%, est.)$665
Homeowners insurance (est.)$465
Loan amount$1,276,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,595,000 price, 20% down, 7.03% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,148/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
3
Half Baths
1
Living Area
2,375 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Gas Range, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Fire Alarm, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Unfurnished, Tankless Water Heater
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Fireplace
1
Water Heater
Tankless
Interior Features
Ceiling Fan(s), Double Vanity, High Ceilings, Pantry, Recessed Lighting, Walk-In Closet(s), Elevator

Exterior & Lot

Lot Size
0.13 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Metal
Parking
Garage
Porch / Patio
Screened Porch, Patio, Covered Patio, Covered
View
River, Water
Waterfront
River Front
Exterior Features
Storage

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$1,595,000
Price / Sq Ft
$672
Annual Taxes
$3,148
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 8 days — and previously listed before this run (29 days across all listings).

  1. Status: Active

    Sep 24, 2026

  2. New Listing

    Sep 24, 2026

  3. Came on market

    Sep 24, 2026

  4. Listed for sale

    Sep 23, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $361,981–$775,510 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
28 Cedar Creek Circle, Beaufort, SC 299064 bd · 2,362 sqft$360,000$152Sep 2026
579 Sams Point Road, Beaufort, SC 299074 bd · 2,342 sqft$505,000$216Sep 2026
131 Fuller Street, Beaufort, SC 299024 bd · 2,482 sqft$709,000$286Sep 2026
37 Park Square S, Beaufort, SC 299074 bd · 2,205 sqft$720,000$327Sep 2026
101 Thistle Lane, Beaufort, SC 299074 bd · 2,058 sqft$469,900$228Sep 2026

Recent closed sales of similar homes nearby (this list price is $1,595,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

108 Factory Creek Court, Beaufort, SC 29907

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1 mi

  • Bluffton

    ~17.2 mi

  • Hilton Head Island

    ~15 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Marty Glisson, The HomesFinder Realty Group.

Listing data last updated September 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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