$55,000
1082 Settings Drive · Yemassee, SC 29945
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Fantastic Half Acre Corner Lot in Waterfront Community. Perfect location for a detached garage, workshop & or boat/RV parking. Cleared homesite with utilities in place. Public Water & Sewer. Bring your builder to select home placement. No flood insurance needed. Located on the corner of Settings Dr & Founders Way. Walking distance to freshwater lake. This privately owned homesite allows you to choose your builder, no build time requirements. Wood & metal fences allowed & mailboxes at your driveway. Rivers Reach (wa…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly
$446/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $55,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Exterior & Lot
- Lot Size
- .51
Utilities
- Water
- Public
- Utilities
- Electricity Available, Cable Available
Community & HOA
- HOA Fee
- $1,600 / annually
Financial & Terms
- List Price
- $55,000
- Financing Accepted
- Cash, Conventional
- Zoning
- Residential
Listing activity
On the market for 102 days.
Status: Active
Mar 16, 2026
New Listing
Mar 16, 2026
Listed for sale
Mar 16, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1082 Settings Drive E, Yemassee, SC 29945
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~17.1 mi
Bluffton
~26.7 mi
Hilton Head Island
~28.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Tamelin Delli-Gatti, Epique Realty.
Listing data last updated June 5, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.