$69,000
109 Palmetto Place · Beaufort, SC 29902
What stands out
- Neighborhood views
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Tucked away on a quiet court within the gated Islands of Beaufort, this interior homesite offers a rare sense of privacy and calm just minutes from downtown Beaufort and everyday conveniences. Set on a spacious, high, and level lot, the property is beautifully wooded—providing a serene natural backdrop and an ideal foundation for a thoughtfully designed custom home. Located in Flood Zone X, the homesite allows for standard construction without the need for an elevated design. Islands of Beaufort is a sought-afte…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$397/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $69,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $379/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Exterior & Lot
- Lot Size
- 160'x'77'x44'x156'x53'
- View
- Neighborhood
Utilities
- Water
- Public
- Utilities
- Electricity Available, Natural Gas Available
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $69,000
- Annual Taxes
- $379
- Financing Accepted
- Cash, Conventional
- Zoning
- Residential
Listing activity
On the market for 165 days.
Price Reduced
Apr 8, 2026
Status: Active
Jan 30, 2026
Came on market
Jan 30, 2026
Listed for sale
Jan 29, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
Ask anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
109 Palmetto Place, Beaufort, SC 29902
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~3.2 mi
Bluffton
~14.3 mi
Hilton Head Island
~13.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Shae Chambers Helms, Keller Williams.
Listing data last updated June 22, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.