$315,000
$218/sq ft11 Mackay Lane · Bluffton, SC 29909
2
Beds
2
Baths
1,445
Sq Ft
1999
Built
What stands out
- Neighborhood views
- Single-level living
- Attached garage
- Private pool
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).
Source: FEMA National Flood Hazard Layer.
Listing description
Tucked away on a quiet cul-de-sac, this charming move-in ready Dickinson model blends easy Lowcountry living with modern upgrades. Highlights include low-maintenance vinyl siding, crisp curb appeal, an energy-efficient Rinnai tankless water heater, and freshly finished epoxy garage floors. The outdoor oasis features an expansive three-seasons room and separate screened lanai, creating a seamless indoor-outdoor transition to enjoy the peaceful landscape in any season. Perfectly situated within Sun City Hilton Head,…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$2,212/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $315,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,004/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,445 sq ft
- Levels
- One
- Flooring
- Tile, Wood
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Tankless Water Heater
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.07 acres
- Foundation
- Slab
- Parking
- Attached, Driveway, Garage
- Pool
- Community
- View
- Neighborhood
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $315,000
- Price / Sq Ft
- $218
- Annual Taxes
- $1,004
- Financing Accepted
- Conventional, Va Loan
- Zoning
- Residential
Listing activity
On the market for 2 days.
Status: Active
Jul 10, 2026
New Listing
Jul 10, 2026
Came on market
Jul 10, 2026
Listed for sale
Jul 8, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 4 Seburn Drive, Bluffton, SC 299092 bd · 1,504 sqft | $375,000 | $249 | Jun 2026 |
| 42 Biltmore Drive, Bluffton, SC 299092 bd · 1,346 sqft | $362,500 | $269 | Jun 2026 |
| 244 Argent Place, Bluffton, SC 299092 bd · 1,328 sqft | $300,000 | $226 | Jun 2026 |
| 37 Fenwick Drive, Bluffton, SC 299092 bd · 1,564 sqft | $415,000 | $265 | Jun 2026 |
| 61 Hampton Circle, Bluffton, SC 299092 bd · 1,574 sqft | $385,000 | $245 | Jun 2026 |
Recent closed sales of similar homes nearby (this list price is $315,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
11 Mackay Lane, Bluffton, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~19.7 mi
Bluffton
~7.7 mi
Hilton Head Island
~13.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Tracy Kelly, Howard Hanna Allen Tate Lowcou.
Listing data last updated July 10, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.