$979,000
$434/sq ft11 Windjammer Lane · St. Helena Island, SC 29920
4
Beds
3
Baths
2,254
Sq Ft
2010
Built
What stands out
- Waterfront — River Front, Marsh
- Bridge(s), River views
- Attached garage
- Fireplace
- Outdoor living: Screened Porch, Deck, Porch
- Fenced yard
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Must-See Harbor Island Gem! Welcome to your dream coastal retreat--a stunning 4-bedroom beach house offering breathtaking panoramic views of the Harbor River, pristine marshlands, and the iconic new Harbor River Bridge. Just a short walk to the beach, this home is the perfect blend of luxury, craftsmanship, and laid-back island living. Designed with a reverse floor plan to maximize the spectacular scenery, the main living spaces are located on the second floor, where walls of windows frame jaw-dropping sunsets over…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$6,331–$6,566/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $979,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,434/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 3
- Living Area
- 2,254 sq ft
- Levels
- Two
- Flooring
- Wood, Stone
- Appliances
- Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Vent Exhaust Fan, Fireplace Screen, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Whirlpool Tub, Unfurnished, Tankless Water Heater
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Fireplace
- 1
- Water Heater
- Electric, Tankless
- Interior Features
- Ceiling Fan(s), Crown Molding, Double Vanity, High Ceilings, Open Floorplan, Pantry, Walk-In Closet(s), Master Downstairs, Elevator
Exterior & Lot
- Lot Size
- 0.17 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Attached, Concrete, Driveway, Garage, Garage Faces Front, Workshop in Garage
- Porch / Patio
- Screened Porch, Deck, Porch
- Fencing
- Partial
- View
- Bridge(s), River
- Waterfront
- River Front, Marsh
- Exterior Features
- Thermo-Panes, Rain Gutters, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $1,797 / annually
Financial & Terms
- List Price
- $979,000
- Price / Sq Ft
- $434
- Annual Taxes
- $3,434
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 6 days.
Status: Active Under Contract
May 6, 2026
Status Change
May 6, 2026
Listed for sale
May 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 79 S Boone Road, St. Helena Island, SC 299204 bd · 2,134 sqft | $699,000 | $328 | Jul 2026 |
| 356 Westbrook Road, St. Helena Island, SC 299204 bd · 2,421 sqft | $555,000 | $229 | Sep 2026 |
| 67 S Boone Road, St. Helena Island, SC 299204 bd · 2,070 sqft | $585,000 | $283 | Oct 2026 |
| 9473 Lands End Lane, St. Helena Island, SC 299204 bd · 1,976 sqft | $353,000 | $179 | Aug 2026 |
| 220 Cotton Dike Road, St. Helena Island, SC 299204 bd · 2,545 sqft | $995,000 | $391 | Jul 2026 |
Recent closed sales of similar homes nearby (this list price is $979,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
11 Windjammer Lane, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.7 mi
Bluffton
~27.5 mi
Hilton Head Island
~22.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Mike Lewis, BHHS Bay Street Realty.
Listing data last updated September 29, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.