$685,000
$302/sq ft1103 Palmetto Point · St. Helena Island, SC 29920
3
Beds
2.5
Baths
2,268
Sq Ft
1993
Built
What stands out
- Garden, Trees/Woods views
- Attached garage
- Fireplace
- Outdoor living: Deck, Porch, Covered, Front Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.
Source: FEMA National Flood Hazard Layer.
Listing description
Straight out of a Lowcountry magazine, this exceptional home on Dataw Island offers unmatched privacy and tranquility, surrounded by breathtaking natural beauty. Set beneath a canopy of century-old oaks, you'll enjoy peaceful views from every angle--whether relaxing Carolina Room, the newly built rear deck, or the charming upper and lower front porches. Inside, warm oak flooring, soaring ceilings, and tasteful accent details create an inviting yet sophisticated atmosphere. The thoughtfully designed open-concept lay…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly
$5,152/mo
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $685,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,958/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,268 sq ft
- Levels
- Two
- Flooring
- Tile, Wood
- Appliances
- Gas Range
- Heating
- Electric, Heat Pump, Central
- Cooling
- Electric, Heat Pump, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Crown Molding, High Ceilings, Soaking Tub, Walk-In Closet(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.25 acres
- Construction
- Frame, Cedar
- Foundation
- Raised
- Roof
- Composition
- Parking
- Attached, Garage, Paver Block
- Porch / Patio
- Deck, Porch, Covered, Front Porch
- View
- Garden, Trees/Woods
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $4,107 / annually
Financial & Terms
- List Price
- $685,000
- Price / Sq Ft
- $302
- Annual Taxes
- $3,958
- Financing Accepted
- Conventional, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 72 days.
Price Reduced
Jun 9, 2026
Status: Active
May 1, 2026
Listed for sale
May 1, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 161 Locust Fence Road, St. Helena Island, SC 299203 bd · 2,150 sqft | $390,000 | $181 | Jun 2026 |
| 459 Bb Sams Drive, St. Helena Island, SC 299203 bd · 2,150 sqft | $480,000 | $223 | Apr 2026 |
| 1206 Big Dataw Point, St. Helena Island, SC 299203 bd · 2,390 sqft | $800,000 | $335 | Jun 2026 |
| 210 Cotton Dike Road, St. Helena Island, SC 299203 bd · 2,120 sqft | $795,000 | $375 | Mar 2026 |
| 1301 Rowland Drive, St. Helena Island, SC 299203 bd · 1,982 sqft | $525,000 | $265 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $685,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
1103 Palmetto Point, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~5.2 mi
Bluffton
~21.8 mi
Hilton Head Island
~18.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Douglas LaBrosse, BHHS Bay Street Realty.
Listing data last updated June 9, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.