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ActiveMLS# 198663

$3,300,000

$688/sq ft

111 Jenkins Bluff Drive · St. Helena Island, SC 29920

5

Beds

5.5

Baths

4,800

Sq Ft

2025

Built

Single Family Residence$688/sq ft12 days on market
WaterfrontNeighborhood ViewWater ViewGarageFireplaceHOA Community

What stands out

  • Waterfront — Deep Water (Three Ft Min)
  • Neighborhood, Water views
  • Attached garage
  • Fireplace
  • Outdoor living: Porch, Covered, Rear Porch
  • 0.98-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

An Extraordinary Expression of Coastal Architecture & Waterfront Living Where architectural distinction meets the timeless beauty of the South Carolina Lowcountry, 111 Jenkins Bluff Drive presents an extraordinary waterfront residence designed to celebrate its remarkable natural surroundings. Privately situated within an intimate enclave on St. Helena Island, this exceptional custom-built estate offers five bedrooms, five-and-a-half baths, more than 4,800 square feet of thoughtfully designed interior living s…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($660,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-22 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$20,537–$20,772/mo

Principal & Interest$18,135
Property tax (owner-occ. 4%, est.)$1,375
Homeowners insurance (est.)$963
Flood ins. (required, est. range)$65–$300
Loan amount$2,640,000

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $3,300,000 price, 20% down, 7.32% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $7,205/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
5
Half Baths
1
Living Area
4,800 sq ft
Levels
Two
Flooring
Tile, Wood
Appliances
Tankless Water Heater
Heating
Electric, Heat Pump
Cooling
Electric
Fireplace
1
Water Heater
Gas, Tankless
Interior Features
Chandelier, Double Vanity, Entrance Foyer, Pantry, Walk-In Closet(s), Wet Bar, Elevator

Exterior & Lot

Lot Size
0.98 acres
Construction
Frame, Stucco
Foundation
Elevated
Roof
Tile
Parking
Attached, Driveway, Garage
Porch / Patio
Porch, Covered, Rear Porch
View
Neighborhood, Water
Waterfront
Deep Water (Three Ft Min)

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$3,300,000
Price / Sq Ft
$688
Annual Taxes
$7,205
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 12 days.

  1. Status: Active

    Oct 16, 2026

  2. New Listing

    Oct 16, 2026

  3. Listed for sale

    Oct 16, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $1,044,516–$1,503,132 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
1324 Rowland Drive, St. Helena Island, SC 299205 bd · 4,419 sqft$1,212,500$274Jun 2026
381 Fripp Point Road, St. Helena Island, SC 299205 bd · 4,311 sqft$1,350,000$313May 2026
15 Doe Point, St. Helena Island, SC 299204 bd · 4,771 sqft$1,390,000$291Mar 2026
81 Bermuda Downs, St. Helena Island, SC 299205 bd · 4,021 sqft$875,000$218Apr 2026
25 Bermuda Downs, St. Helena Island, SC 299205 bd · 3,852 sqft$1,025,000$266Sep 2026

Recent closed sales of similar homes nearby (this list price is $3,300,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

111 Jenkins Bluff Drive, St. Helena Island, SC 29920

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~6.9 mi

  • Bluffton

    ~23 mi

  • Hilton Head Island

    ~19.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Annie Powell, Keller Williams.

Listing data last updated October 24, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.