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ActiveMLS# 191769

$499,900

$1024/sq ft

1114 12th Street · Port Royal, SC 29935

1

Beds

1

Baths

488

Sq Ft

1995

Built

Single Family Residence$1024/sq ft292 days on market
Water ViewFireplaceFenced YardNo HOA

What stands out

  • Water views
  • Fireplace
  • Outdoor living: Screened Porch, Patio
  • Fenced yard
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Rare opportunity to purchase a corner lot in the Town of Port Royal. Currently has a small, charming & rustic cottage. Property is zoned for residential & commercial use. Located just stones throw away from the Fish Camp Restaurant on 11th Street and Beaufort best private brewery, Shellring Ale Works. In addition, the property is zoned (T4 Urban Center) which is intended to integrate vibrant main-street commercial and retail environments into a walkable neighborhood framework. Uses include Mixed Use, Duplexes, Ap…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($99,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly

$2,874/mo

Principal & Interest$2,520
Property tax (owner-occ. 4%, est.)$208
Homeowners insurance (est.)$146
Loan amount$399,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $499,900 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,692/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
1
Full Baths
1
Living Area
488 sq ft
Flooring
Tile, Wood
Appliances
Electric Range, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer, Tankless Water Heater
Cooling
Window Unit(s)
Fireplace
1
Water Heater
Electric, Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
74 x 99
Construction
Frame, Cedar
Foundation
Slab
Roof
Metal
Parking
Other
Porch / Patio
Screened Porch, Patio
Fencing
Partial
View
Water
Exterior Features
Thermo-Panes, Storage

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
None

Financial & Terms

List Price
$499,900
Price / Sq Ft
$1024
Annual Taxes
$3,692
Financing Accepted
Conventional, Cash
Zoning
Residential/Commercial

Listing activity

On the market for 292 days.

  1. Status: Active

    Jan 26, 2026

  2. Status Change

    Jan 26, 2026

  3. Came on market

    Jan 26, 2026

  4. Listed for sale

    Jul 24, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1114 12th Street, Port Royal, SC 29935

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4 mi

  • Bluffton

    ~13.7 mi

  • Hilton Head Island

    ~11.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Terrance Green, The HomesFinder Realty Group.

Listing data last updated January 26, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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