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ActivePrice ReducedMLS# 196597

$824,990

$331/sq ft

117 Sand Lapper Cove · Bluffton, SC 29910

3

Beds

2.5

Baths

2,492

Sq Ft

2020

Built

Single Family Residence$331/sq ft83 days on market
WaterfrontGarden ViewPoolGarageSingle-Level LivingHOA Community

What stands out

  • Waterfront — Lake
  • Garden views
  • Single-level living
  • Garage parking
  • Private pool
  • Outdoor living: Covered Patio

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

A beautifully maintained 2020-built home in Hampton Lake, one of Bluffton's most sought-after communities. This 3-bedroom, 2.5-bath home offers 2,492 square feet of thoughtfully designed living space with an open floor plan, RevWood flooring, a gourmet kitchen featuring quartz countertops, oversized island, stainless appliances, and double wall ovens. A dedicated office/flex room adds versatility, while the spacious primary suite provides a peaceful retreat. Enjoy year-round outdoor living on the large screened por…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($164,998)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.

Estimated all-in monthly

$4,830/mo

Principal & Interest$4,246
Property tax (owner-occ. 4%, est.)$344
Homeowners insurance (est.)$241
Loan amount$659,992
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $824,990 price, 20% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,734/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,492 sq ft
Levels
One
Flooring
Carpet, Tile
Appliances
Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer
Heating
Electric, Central
Cooling
Electric, Central Air
Interior Features
Crown Molding, Double Vanity, Entrance Foyer, Pantry, Recessed Lighting, Master Downstairs

Exterior & Lot

Lot Size
0.21 acres
Construction
Composite Siding
Foundation
Slab
Roof
Other
Parking
Driveway, Garage
Porch / Patio
Covered Patio
Pool
Community
View
Garden
Waterfront
Lake

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$5,180

Financial & Terms

List Price
$824,990
Price / Sq Ft
$331
Annual Taxes
$3,734
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 83 days.

  1. Price Reduced

    Aug 2, 2026

  2. Status: Active

    May 29, 2026

  3. Listed for sale

    May 29, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $538,064–$765,369 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
10 Camilla Pink Court, Bluffton, SC 299093 bd · 2,466 sqft$532,450$216Aug 2026
62 Murray Hill Drive, Bluffton, SC 299093 bd · 2,462 sqft$630,000$256Aug 2026
123 Kings Creek Drive, Bluffton, SC 299093 bd · 2,546 sqft$630,000$247Aug 2026
26 Great Heron Way, Bluffton, SC 299093 bd · 2,328 sqft$715,000$307Aug 2026
21 Trescot Lane, Bluffton, SC 299093 bd · 2,320 sqft$550,000$237Aug 2026

Recent closed sales of similar homes nearby (this list price is $824,990). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

117 Sand Lapper Cove, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~20.4 mi

  • Bluffton

    ~5.7 mi

  • Hilton Head Island

    ~12.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of David H. Simcox, Realty One Group Lowcountry.

Listing data last updated August 2, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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