$855,000
$765/sq ft119 Chowan Creek Bluff · Beaufort, SC 29907
2
Beds
2
Baths
1,118
Sq Ft
1992
Built
What stands out
- Waterfront — Deep Water (Three Ft Min)
- Other, River, Water views
- Single-level living
- Fireplace
- Outdoor living: Screened Porch, Rear Porch
- Fenced yard
- No HOA
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Rarely does an opportunity like this come along! Welcome to 119 Chowan Creek, a truly special deep-water waterfront property offering the quintessential Lowcounty lifestyle with the freedom of no HOA. Set in a peaceful natural setting where wildlife and nature abound, this charming 2-bedroom, 2bath home combines privacy, beautiful views, and easy access to the waterways. Inside, the home offers a warm and inviting atmosphere with a gas fireplace and a wonderful screened porch spanning the back of the home. This…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,407–$5,642/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $855,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,993/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 2
- Full Baths
- 2
- Living Area
- 1,118 sq ft
- Levels
- One
- Flooring
- Tile, Wood, Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Ice Maker, Fireplace/Equipment, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Electric, Central
- Cooling
- Electric, Central Air
- Fireplace
- 1
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Entrance Foyer, Open Floorplan
Exterior & Lot
- Lot Size
- 0.35 acres
- Construction
- Vinyl Siding
- Foundation
- Elevated
- Roof
- Composition
- Parking
- Paved
- Porch / Patio
- Screened Porch, Rear Porch
- Fencing
- Partial
- View
- Other, River, Water
- Waterfront
- Deep Water (Three Ft Min)
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $855,000
- Price / Sq Ft
- $765
- Annual Taxes
- $1,993
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 1 day.
Status: Pending
Sep 7, 2026
Status Change
Sep 7, 2026
Listed for sale
Sep 4, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 1307 Broad Street, Beaufort, SC 299022 bd · 1,192 sqft | $357,500 | $300 | Aug 2026 |
| 900 Brotherhood J3, Beaufort, SC 299022 bd · 1,200 sqft | $140,000 | $117 | Sep 2026 |
| 171 Stanley Road, Beaufort, SC 299063 bd · 1,120 sqft | $125,000 | $112 | Aug 2026 |
| 11 Presnell Circle, Beaufort, SC 299023 bd · 1,114 sqft | $317,900 | $285 | Aug 2026 |
| 9 Burlington Circle, Beaufort, SC 299063 bd · 1,092 sqft | $304,900 | $279 | Oct 2026 |
Recent closed sales of similar homes nearby (this list price is $855,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
119 Chowan Creek Bluff, Beaufort, SC 29907
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~3.7 mi
Bluffton
~17.3 mi
Hilton Head Island
~14.1 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Julie Potts, BHHS Bay Street Realty.
Listing data last updated September 8, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.