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ActiveMLS# 195452

$899,500

$564/sq ft

119 Ocean Point Drive · Fripp Island, SC 29920

3

Beds

3

Baths

1,594

Sq Ft

1979

Built

Single Family Residence$564/sq ft111 days on market
Golf Course ViewOcean ViewPoolGarageFireplaceHOA Community

What stands out

  • Golf Course, Ocean views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Deck, Front Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Tucked along the 18th hole of Ocean Point, this beautifully designed 3BR/3BA villa captures sweeping golf views with glimpses of the ocean beyond--creating a setting that feels both open and private. The light-filled open floor plan connects the kitchen, dining, and living areas, centered around a cozy fireplace and framed by expansive rear deck views. Two primary suites--one on the main level and one upstairs--both enjoy elevated golf-to-ocean vistas, offering flexible living for owners and guests alike. A third b…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($179,900)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,356–$5,591/mo

Principal & Interest$4,544
Property tax (owner-occ. 4%, est.)$375
Homeowners insurance (est.)$262
HOA dues$110
Flood ins. (required, est. range)$65$300
Loan amount$719,600
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $899,500 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $13,647/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Living Area
1,594 sq ft
Levels
Two
Flooring
Tile, Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Furnished
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric
Interior Features
Ceiling Fan(s), Double Vanity, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Master Downstairs

Exterior & Lot

Lot Size
0.08 acres
Construction
HardiPlank Type
Foundation
Crawl
Roof
Composition
Parking
Detached, Driveway, Garage, Garage Faces Front
Porch / Patio
Deck, Front Porch
Pool
In Ground, Community, Outdoor Pool
View
Golf Course, Ocean
Exterior Features
Thermo-Panes, Storage, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,321.68 / annually
Regime Fee
Yes

Financial & Terms

List Price
$899,500
Price / Sq Ft
$564
Annual Taxes
$13,647
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 111 days.

  1. Status: Active

    Mar 27, 2026

  2. New Listing

    Mar 27, 2026

  3. Came on market

    Mar 27, 2026

  4. Listed for sale

    Mar 26, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $592,099–$795,000 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
125 Ocean Point Drive, Fripp Island, SC 299203 bd · 1,594 sqft$795,000$499May 2026
850 Bonito Drive, Fripp Island, SC 299203 bd · 1,613 sqft$695,000$431Apr 2026
633 Newhaven Court, Fripp Island, SC 299203 bd · 1,622 sqft$602,500$371Jun 2026
27 Davis Love Drive, Fripp Island, SC 299203 bd · 1,562 sqft$675,000$432Jun 2026
262 Deer Run Lane, Fripp Island, SC 299203 bd · 1,630 sqft$680,500$417Jun 2026

Recent closed sales of similar homes nearby (this list price is $899,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

119 Ocean Point Drive, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~14.5 mi

  • Bluffton

    ~24.4 mi

  • Hilton Head Island

    ~18.9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Angela M Northrop, Agent Group Realty.

Listing data last updated March 30, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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