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ActiveMLS# 196946

$370,000

$213/sq ft

12 Ard Road · Beaufort, SC 29906

3

Beds

2

Baths

1,736

Sq Ft

2006

Built

Single Family Residence$213/sq ft3 days on market
Neighborhood ViewTrees/Woods ViewSingle-Level LivingNo HOAVA-Friendly FinancingMilitary Air Zone (AICUZ)

What stands out

  • Neighborhood, Trees/Woods views
  • Single-level living
  • Outdoor living: Patio, Porch
  • No HOA
  • Accepts VA financing
  • 1.08-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Escape the restrictions and embrace true Lowcountry freedom at 12 Ard Rd in beautiful Beaufort, SC. Tucked away on a quiet, peaceful road, this property sits on a spacious lot of just over an acre, offering the rare advantage of having absolutely no POA or HOA. Whether you're an avid boater or a weekend road-tripper, you finally have the room to bring your boat, park your RV, and live life entirely on your own terms. Outdoor living is a breeze with a back patio for entertaining and a welcoming front porch perfect t…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-23 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,685–$2,920/mo

Principal & Interest$2,358
Property tax (owner-occ. 4%, est.)$154
Homeowners insurance (est.)$108
Flood ins. (required, est. range)$65$300
Loan amount$370,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $370,000 price, 0% down, 6.58% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,514/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Living Area
1,736 sq ft
Levels
One
Flooring
Carpet, Tile, Luxury Vinyl
Appliances
Electric Range, Dishwasher, Refrigerator, Dryer, Washer, Unfurnished
Heating
Heat Pump
Cooling
Electric, Heat Pump
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
1.08 acres
Construction
Vinyl Siding
Foundation
Elevated
Roof
Composition
Parking
Driveway
Porch / Patio
Patio, Porch
View
Neighborhood, Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Private
Sewer
Septic Tank

Community & HOA

HOA
None

Financial & Terms

List Price
$370,000
Price / Sq Ft
$213
Annual Taxes
$5,514
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Jul 28, 2026

  2. New Listing

    Jul 28, 2026

  3. Came on market

    Jul 28, 2026

  4. Listed for sale

    Jun 17, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced below recent comparable sales (which imply about $402,126–$681,333) — often a sign of seller motivation or a condition/lot difference worth checking.
Sold homeSold price$/sqftClosed
561 Sams Point Road, Beaufort, SC 299073 bd · 1,779 sqft$425,000$239Jul 2026
418 Broad River Drive, Beaufort, SC 299063 bd · 1,688 sqft$568,000$336Jul 2026
5944 Pleasant Farm Court, Beaufort, SC 299063 bd · 1,788 sqft$415,000$232Jul 2026
2803 North Street, Beaufort, SC 299023 bd · 1,674 sqft$657,000$392Jul 2026
45 Rearden Way, Beaufort, SC 299063 bd · 1,653 sqft$382,900$232Jul 2026

Recent closed sales of similar homes nearby (this list price is $370,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

12 Ard Road, Beaufort, SC 29906

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

The MLS flags this property as within an Air Installation Compatible Use Zone (AICUZ) for MCAS Beaufort — an area that can be affected by aircraft noise or accident-potential overlays. We can help you understand what that means before you make an offer.

Getting around

  • Downtown Beaufort

    ~5.9 mi

  • Bluffton

    ~20.4 mi

  • Hilton Head Island

    ~20.2 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Jody Vilcheck, William Raveis - Carolina LLC.

Listing data last updated July 29, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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