$625,000
$370/sq ft12 Davis Love Drive · Fripp Island, SC 29920
3
Beds
3
Baths
1,688
Sq Ft
1999
Built
What stands out
- Waterfront — Pond
- Golf Course, Pond views
- Outdoor living: Screened Porch, Deck, Rear Porch
- Accepts VA financing
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Welcome to your perfect Fripp Island getaway! This charming 3-bedroom, 3-bath coastal cottage offers the ideal blend of comfort, style, and island living. Whether you're searching for a primary residence, second home, or investment property, this home checks all the boxes with a strong rental history and optional furnishings for a turnkey opportunity. The open-concept floor plan creates an inviting space for relaxing and entertaining, while the screened porch is the perfect place to enjoy your morning coffee or unw…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$4,564–$4,799/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $625,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 1,688 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile
- Appliances
- Electric Range, Dishwasher, Refrigerator, Dryer, Washer
- Heating
- Central
- Cooling
- Central Air
- Water Heater
- Electric
- Interior Features
- Double Vanity
Exterior & Lot
- Lot Size
- 0.11 acres
- Construction
- HardiPlank Type
- Foundation
- Elevated
- Roof
- Metal
- Parking
- Driveway
- Porch / Patio
- Screened Porch, Deck, Rear Porch
- View
- Golf Course, Pond
- Waterfront
- Pond
Utilities
- Water
- Public
- Sewer
- Public Sewer
Community & HOA
- HOA Fee
- $1,321 / annually
Financial & Terms
- List Price
- $625,000
- Price / Sq Ft
- $370
- Financing Accepted
- Conventional, Fha, Va Loan, Cash
- Zoning
- Residential
Listing activity
On the market for 3 days.
Status: Active
Jul 13, 2026
New Listing
Jul 13, 2026
Came on market
Jul 13, 2026
Listed for sale
Jul 10, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 703 Skipjack Road, Fripp Island, SC 299203 bd · 1,730 sqft | $855,000 | $494 | Jun 2026 |
| 657 Newhaven Court, Fripp Island, SC 299203 bd · 1,640 sqft | $495,000 | $302 | Jul 2026 |
| 262 Deer Run Lane, Fripp Island, SC 299203 bd · 1,630 sqft | $680,500 | $417 | Jun 2026 |
| 633 Newhaven Court, Fripp Island, SC 299203 bd · 1,622 sqft | $602,500 | $371 | Jun 2026 |
| 850 Bonito Drive, Fripp Island, SC 299203 bd · 1,613 sqft | $695,000 | $431 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $625,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
12 Davis Love Drive, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.2 mi
Bluffton
~22.4 mi
Hilton Head Island
~16.9 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Blake Gruel, eXp Realty LLC - Bluffton.
Listing data last updated July 13, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.