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ActiveMLS# 196400

$2,479,000

$349/sq ft

12 Hanover Way · Bluffton, SC 29910

5

Beds

6

Baths

7,101

Sq Ft

2001

Built

Single Family Residence$349/sq ft97 days on market
Trees/Woods ViewPoolGarageFireplaceHOA Community

What stands out

  • Trees/Woods views
  • Garage parking
  • Fireplace
  • Private pool
  • Outdoor living: Screened Porch, Patio, Rear Porch
  • 0.67-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Nestled within the sought-after Colleton River Club, this stately 7,101-square-foot estate offers an exceptional blend of timeless architecture, modern updates, and versatile living across three thoughtfully designed levels. Over the past several years, the current owners have thoughtfully remodeled and updated the home with a keen eye for quality and detail, enhancing both its beauty and livability while preserving its classic character. The ground level features a fully finished private apartment-ideal for extend…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($495,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$14,265–$14,500/mo

Principal & Interest$12,444
Property tax (owner-occ. 4%, est.)$1,033
Homeowners insurance (est.)$723
Flood ins. (required, est. range)$65$300
Loan amount$1,983,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $2,479,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,474/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
5
Half Baths
2
Living Area
7,101 sq ft
Levels
Tri-Level
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Refrigerator, Disposal, Ice Maker, Dryer, Washer, Wine Cooler
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Central Air
Fireplace
1
Interior Features
Ceiling Fan(s), Central Vacuum, Entrance Foyer, Pantry, Walk-In Closet(s), Master Downstairs, Elevator

Exterior & Lot

Lot Size
0.67 acres
Construction
Stucco
Roof
Composition
Parking
Garage, Golf Cart Garage
Porch / Patio
Screened Porch, Patio, Rear Porch
Pool
Community
View
Trees/Woods
Exterior Features
Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$2,479,000
Price / Sq Ft
$349
Annual Taxes
$4,474
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 97 days.

  1. Status: Active

    May 18, 2026

  2. New Listing

    May 18, 2026

  3. Came on market

    May 18, 2026

  4. Listed for sale

    Apr 3, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

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Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

12 Hanover Way, Bluffton, SC 29910

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~12.4 mi

  • Bluffton

    ~5.1 mi

  • Hilton Head Island

    ~5.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Linda Hargreaves-Delcher, Charter One Realty.

Listing data last updated June 22, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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