$3,995,000
$856/sq ft121 Okatie Highway · Okatie, SC 29909
4
Beds
4.5
Baths
4,667
Sq Ft
2005
Built
What stands out
- Waterfront — River Front, Marsh, Deep Water (Three Ft Min)
- River, Water views
- No HOA
- 7.11-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
A rare opportunity to own an extraordinary deepwater estate on coveted Lemon Island, one of the Lowcountry's most private and exclusive waterfront enclaves. Encompassing 7.1 secluded acres along the Chechessee River and surrounded by 117 acres of protected open land, this remarkable property offers approximately 350 feet of river frontage, a private dock with expansive pierhead, and two boat lifts. Built in 2005 with exceptional craftsmanship and refined architectural detailing, the custom residence offers 4,054 sq…
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Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-10-22 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$24,849–$25,084/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $3,995,000 price, 20% down, 7.32% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $6,211/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 1
- Living Area
- 4,667 sq ft
Exterior & Lot
- Lot Size
- 7.11 acres
- View
- River, Water
- Waterfront
- River Front, Marsh, Deep Water (Three Ft Min)
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $3,995,000
- Price / Sq Ft
- $856
- Annual Taxes
- $6,211
- Zoning
- Residential
Listing activity
On the market for 9 days.
Status: Active
Oct 19, 2026
New Listing
Oct 19, 2026
Listed for sale
Oct 19, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 194 Spring Island Drive, Okatie, SC 299094 bd · 4,604 sqft | $4,550,000 | $988 | Aug 2026 |
| 7 Woodstork Watch, Okatie, SC 299094 bd · 4,470 sqft | $1,899,000 | $425 | Oct 2026 |
| 2 Kestral Court, Okatie, SC 299094 bd · 4,100 sqft | $1,765,000 | $430 | Jan 2026 |
| 21 Straight Road, Okatie, SC 299094 bd · 3,917 sqft | $2,250,000 | $574 | Jan 2026 |
| 105 Blessing Drive, Okatie, SC 299094 bd · 3,761 sqft | $1,394,276 | $371 | Sep 2026 |
Recent closed sales of similar homes nearby (this list price is $3,995,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisQuestions about this home?
Ask a local agent — we'll get back to you with real answers, usually same day.
Location
121 Okatie Highway, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~9.6 mi
Bluffton
~9.4 mi
Hilton Head Island
~11.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Walter Shannon Malphrus, Daniel Ravenel Sotheby's Inte.
Listing data last updated October 27, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.