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ActivePrice ReducedMLS# 195942

$655,000

$252/sq ft

125 Carolina Oaks Avenue · Bluffton, SC 29909

3

Beds

2.5

Baths

2,600

Sq Ft

2022

Built

Single Family Residence$252/sq ft80 days on market
Neighborhood ViewFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood views
  • Outdoor living: Screened Porch, Patio
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 125 Carolina Oaks in the highly desirable Four Seasons at Carolina Oaks 55+ community. Set on a private wooded homesite with a peaceful peekaboo lagoon view, this beautifully upgraded home offers both comfort and style. Inside, you'll find luxury vinyl plank flooring throughout (no carpet), 8' interior doors, and premium Sherwin-Williams Emerald paint. The gourmet kitchen shines with quartz countertops, a custom tile backsplash, and an upgraded layout that opens seamlessly to the main living, dining a…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$4,865/mo

Principal & Interest$4,136
Property tax (owner-occ. 4%, est.)$273
Homeowners insurance (est.)$191
HOA dues$265
Loan amount$655,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $655,000 price, 0% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,600 sq ft
Flooring
Carpet, Tile, Vinyl
Appliances
Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Dryer, Washer, Built-In Electric Oven, Tankless Water Heater
Heating
Heat Pump
Cooling
Heat Pump
Water Heater
Tankless
Interior Features
Ceiling Fan(s)

Exterior & Lot

Lot Size
0.18 acres
Construction
Vinyl Siding
Foundation
Slab
Roof
Composition
Porch / Patio
Screened Porch, Patio
Fencing
Full
View
Neighborhood

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$265 / monthly

Financial & Terms

List Price
$655,000
Price / Sq Ft
$252
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 80 days.

  1. Price Reduced

    Jun 29, 2026

  2. Status: Active

    Apr 27, 2026

  3. Came on market

    Apr 27, 2026

  4. Listed for sale

    Apr 24, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $424,239–$926,366).
Sold homeSold price$/sqftClosed
72 Cassandra Lane, Bluffton, SC 299103 bd · 2,662 sqft$634,000$238Jul 2026
3 Oldfield Village Road, Bluffton, SC 299093 bd · 2,526 sqft$900,000$356Jul 2026
319 Bridge View Lane, Bluffton, SC 299103 bd · 2,459 sqft$527,990$215Jun 2026
9319 Evan Way, Bluffton, SC 299103 bd · 2,430 sqft$396,500$163Jun 2026
70 Cassandra Lane, Bluffton, SC 299103 bd · 2,420 sqft$534,000$221Jul 2026

Recent closed sales of similar homes nearby (this list price is $655,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

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Location

125 Carolina Oaks Avenue, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~22.5 mi

  • Bluffton

    ~7.5 mi

  • Hilton Head Island

    ~14 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Ashley E Nye, Lowcountry Real Estate.

Listing data last updated July 4, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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