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ActiveMLS# 198687

$995,000

$307/sq ft

1270 Windswept Oak Lane · Beaufort, SC 29902

5

Beds

4

Baths

3,245

Sq Ft

2023

Built

Single Family Residence$307/sq ft6 days on market
WaterfrontWater ViewFireplaceFenced YardHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Tidal Creek
  • Water views
  • Fireplace
  • Outdoor living: Front Porch
  • Fenced yard
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 1270 Windswept Oak Lane in Salem Bay, where luxury living meets waterfront bliss. With 5 bedrooms, 4 baths and over 3,200 sq ft, you'll have everything you need to turn this house into a home. Countless builder and owner upgrades give you an open floor plan that makes everyday living easy. The custom chef's kitchen features upgraded stainless steel appliances, a butler's pantry/bar, upgraded cabinets and a beautiful kitchen island. A newly installed fireplace and custom built-ins add a beautiful focal po…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-22 — a benchmark, not your rate.

Estimated all-in monthly

$7,540/mo

Principal & Interest$6,835
Property tax (owner-occ. 4%, est.)$415
Homeowners insurance (est.)$290
Loan amount$995,000

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $995,000 price, 0% down, 7.32% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
5
Full Baths
4
Living Area
3,245 sq ft
Levels
Two
Flooring
Carpet, Tile
Heating
Heat Pump
Cooling
Heat Pump
Fireplace
1
Interior Features
Chandelier, Double Vanity, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Double Closets

Exterior & Lot

Lot Size
0.27 acres
Construction
HardiPlank Type
Foundation
Slab
Roof
Composition
Porch / Patio
Front Porch
Fencing
Full
View
Water
Waterfront
Tidal Creek
Exterior Features
Rain Gutters, Boat Lift

Community & HOA

HOA
Yes (fee not listed)

Financial & Terms

List Price
$995,000
Price / Sq Ft
$307
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 6 days.

  1. Status: Active

    Oct 22, 2026

  2. New Listing

    Oct 22, 2026

  3. Came on market

    Oct 22, 2026

  4. Listed for sale

    Oct 16, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $601,670–$1,333,347).
Sold homeSold price$/sqftClosed
138 Thistle Lane, Beaufort, SC 299075 bd · 2,955 sqft$547,900$185Sep 2026
36 Middle Island Street, Beaufort, SC 299075 bd · 2,947 sqft$830,000$282Oct 2026
106 Thistle Lane, Beaufort, SC 299075 bd · 2,940 sqft$549,900$187Sep 2026
2509 Brighton Lane, Beaufort, SC 299025 bd · 2,834 sqft$860,000$303Oct 2026
12 Elisabeth Cove, Beaufort, SC 299074 bd · 3,103 sqft$1,275,000$411Sep 2026

Recent closed sales of similar homes nearby (this list price is $995,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

1270 Windswept Oak Lane, Beaufort, SC 29902

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~1.9 mi

  • Bluffton

    ~16.2 mi

  • Hilton Head Island

    ~15 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Stephanie R Cox, The Cox Team Brokered by eXp.

Listing data last updated October 26, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.