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ActiveMLS# 197383

$599,900

$476/sq ft

13 Harbourside Lane · Hilton Head Island, SC 29928

2

Beds

2

Baths

1,259

Sq Ft

1983

Built

Condominium$476/sq ft5 days on market
WaterfrontMarina ViewWater ViewPoolSingle-Level LivingHOA Community

What stands out

  • Waterfront — Deep Water (Three Ft Min)
  • Marina, Water views
  • Single-level living
  • Private pool
  • Outdoor living: Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Experience the best of Hilton Head waterfront living at Harbourside II in Shelter Cove Harbour & Marina! This 3rd-floor, single-level villa offers incredible panoramic marina views with no interior stairs, combining easy living with an unbeatable location. Whether you're searching for a primary residence, second home, or investment property, this villa offers the flexibility of both short-term and long-term rentals. Pet-friendly and featuring elevator access, secure gated parking, and a private owners' storage area…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($119,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-16 — a benchmark, not your rate.

Estimated all-in monthly

$3,474/mo

Principal & Interest$3,049
Property tax (owner-occ. 4%, est.)$250
Homeowners insurance (est.)$175
Loan amount$479,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $599,900 price, 20% down, 6.55% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $8,568/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,259 sq ft
Levels
One
Flooring
Carpet, Tile, Laminate
Appliances
Microwave, Dishwasher, Refrigerator, Dryer, Washer
Heating
Central
Cooling
Central Air
Interior Features
Open Floorplan

Exterior & Lot

Construction
Stucco
Roof
Metal, Other
Parking
Unassigned
Porch / Patio
Rear Porch
Pool
Community
View
Marina, Water
Waterfront
Deep Water (Three Ft Min)

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,498
Regime Fee
Yes

Financial & Terms

List Price
$599,900
Price / Sq Ft
$476
Annual Taxes
$8,568
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 5 days.

  1. Status: Active

    Jul 20, 2026

  2. New Listing

    Jul 20, 2026

  3. Came on market

    Jul 20, 2026

  4. Listed for sale

    Jul 16, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $417,988–$870,206).
Sold homeSold price$/sqftClosed
5 Newport Drive 7102, Hilton Head Island, SC 299282 bd · 1,258 sqft$550,000$437Jun 2026
36 Deallyon Avenue 107, Hilton Head Island, SC 299282 bd · 1,250 sqft$415,000$332Jun 2026
10 Lemoyne Avenue 414, Hilton Head Island, SC 299282 bd · 1,270 sqft$595,000$469Jul 2026
2 Woodbine Place 56, Hilton Head Island, SC 299282 bd · 1,237 sqft$855,000$691Jun 2026
20 Queens Folly Road 1679, Hilton Head Island, SC 299282 bd · 1,177 sqft$600,000$510Jun 2026

Recent closed sales of similar homes nearby (this list price is $599,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

13 Harbourside Lane 7155, Hilton Head Island, SC 29928

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.6 mi

  • Bluffton

    ~8.7 mi

  • Hilton Head Island

    ~2.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Christina Galbreath-Gonzalez, BHHS Hilton Head Bluffton Real.

Listing data last updated July 20, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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