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ActiveMLS# 198465

$655,000

$520/sq ft

13 Harbourside Lane · Hilton Head Island, SC 29928

2

Beds

2

Baths

1,259

Sq Ft

1983

Built

Condominium$520/sq ft1 day on market
WaterfrontMarina ViewPoolHOA Community

What stands out

  • Waterfront — Creek, Deep Water/Limited Access
  • Marina views
  • Private pool
  • Outdoor living: Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Enjoy marina views and a renovated kitchen and baths in this second-floor 2-bedroom, 2-bath villa in Harbourside II. The kitchen features white Shaker cabinets, quartz countertops, a subway tile backsplash, stainless appliances and a pantry. The primary bath has been remodeled with a frameless glass walk-in tile shower and double vanity, while the second bath has been updated as well. A rare lockout floor plan that's hard to find in Harbourside II adds flexibility. A separate front entrance leads directly into the…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($131,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly

$4,205/mo

Principal & Interest$3,628
Property tax (owner-occ. 4%, est.)$273
Homeowners insurance (est.)$191
HOA dues$113
Loan amount$524,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $655,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,666/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
1,259 sq ft
Levels
Three Or More
Flooring
Tile, Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Cable TV/Available, Dryer, Washer
Heating
Electric, Central
Cooling
Electric, Central Air
Water Heater
Electric

Exterior & Lot

Construction
Stucco
Roof
Metal
Porch / Patio
Rear Porch
Pool
Community
View
Marina
Waterfront
Creek, Deep Water/Limited Access

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,354 / annually
Regime Fee
Yes

Financial & Terms

List Price
$655,000
Price / Sq Ft
$520
Annual Taxes
$1,666
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 1 day.

  1. Status: Active

    Oct 13, 2026

  2. New Listing

    Oct 13, 2026

  3. Came on market

    Oct 13, 2026

  4. Listed for sale

    Oct 1, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home appears priced above recent comparable sales (which imply about $252,924–$559,000 by sold price per square foot). That can mean room to negotiate — or that it offers something the comps don't. Worth talking through.
Sold homeSold price$/sqftClosed
13 Harbourside Lane 7155, Hilton Head Island, SC 299282 bd · 1,259 sqft$559,000$444Sep 2026
36 Deallyon Avenue 102, Hilton Head Island, SC 299282 bd · 1,250 sqft$415,000$332Aug 2026
15 Deallyon Avenue 24, Hilton Head Island, SC 299282 bd · 1,346 sqft$550,000$409Jul 2026
2 William Hilton Parkway 103, Hilton Head Island, SC 299262 bd · 1,359 sqft$515,000$379Aug 2026
5 Gum Tree Road I19, Hilton Head Island, SC 299262 bd · 1,120 sqft$225,000$201Aug 2026

Recent closed sales of similar homes nearby (this list price is $655,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

13 Harbourside Lane 7143, Hilton Head Island, SC 29928

Map loads as you scroll

Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.6 mi

  • Bluffton

    ~8.7 mi

  • Hilton Head Island

    ~2.8 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Addison Hunter Parrott, William Raveis - Carolina LLC.

Listing data last updated October 13, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.