$869,500
$383/sq ft130 Sea Otter Lane · Fripp Island, SC 29920
3
Beds
2.5
Baths
2,272
Sq Ft
1980
Built
What stands out
- Waterfront — Lagoon
- Lake views
- Garage parking
- Outdoor living: Screened Porch, Deck, Front Porch
- Fenced yard
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Beautifully renovated home: the prefect blend of coastal living and natural serenity. Nestled at the end of a quiet cul-de-sac, overlooking Blue Heron Lake, an ideal setting for birdwatchers and nature lovers. From herons, kingfishers, to painted buntings and mergansers, enjoy the rookery from the screened porch, deck, or open living areas. 1st floor primary suite, office, extra large closet, and walk-in shower with double sinks. New maple hardwood floors, gourmet kitchen, granite tops, live-edge island, premium ap…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$5,177–$5,412/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $869,500 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $2,566/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 2,272 sq ft
- Levels
- Two
- Flooring
- Wood
- Appliances
- Microwave, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer, Attic Fan, Wine Cooler, Built-In Gas Oven
- Heating
- Heat Pump
- Cooling
- Heat Pump, Whole House Fan
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Vaulted Ceiling(s), Master Downstairs
Exterior & Lot
- Lot Size
- 0.2 acres
- Foundation
- Crawl
- Roof
- Composition
- Parking
- Driveway, Garage, Garage Faces Front
- Porch / Patio
- Screened Porch, Deck, Front Porch
- Fencing
- Partial
- View
- Lake
- Waterfront
- Lagoon
- Exterior Features
- Outdoor Grill, Storage, Hurricane Shutters
Utilities
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA Fee
- $1,357 / annually
Financial & Terms
- List Price
- $869,500
- Price / Sq Ft
- $383
- Annual Taxes
- $2,566
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 154 days — and previously listed before this run (215 days across all listings).
Price Reduced
Apr 16, 2026
Status: Active
Jan 27, 2026
Came on market
Jan 27, 2026
Listed for sale
Jan 23, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 128 Davis Love Drive, Fripp Island, SC 299203 bd · 2,262 sqft | $1,087,000 | $481 | Nov 2025 |
| 905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft | $607,500 | $307 | Apr 2026 |
| 746 Bonito Drive, Fripp Island, SC 299203 bd · 1,938 sqft | $670,000 | $346 | Jan 2026 |
| 709 Marlin Drive, Fripp Island, SC 299203 bd · 1,890 sqft | $750,000 | $397 | Apr 2026 |
| 378 Wahoo Drive, Fripp Island, SC 299204 bd · 2,336 sqft | $1,350,000 | $578 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $869,500). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
130 Sea Otter Lane, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.9 mi
Bluffton
~23.7 mi
Hilton Head Island
~18.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Karen Natoli, Fripp Island Real Estate Co.
Listing data last updated June 3, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.