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ActiveMLS# 196741

$315,000

$215/sq ft

14 Bay Breeze Lane · Beaufort, SC 29907

3

Beds

2.5

Baths

1,468

Sq Ft

2021

Built

Single Family Residence$215/sq ft3 days on market
Neighborhood ViewTrees/Woods ViewGarageHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood, Trees/Woods views
  • Garage parking
  • Outdoor living: Deck, Front Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 14 Bay Breeze Lane, a charming and affordable Lowcountry retreat located in the heart of Lady's Island. This inviting 3-bedroom, 2.5-bath home offers the perfect blend of comfort, convenience, and coastal charm. Ideally situated just minutes from top-rated schools, shopping, dining, historic Downtown Beaufort, and the pristine beaches of Hunting Island State Park, this home places the very best of the Lowcountry within easy reach.Designed with classic Southern appeal, the home features beautiful double…

Your all-in monthly cost (est.)

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Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-30 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,350–$2,585/mo

Principal & Interest$2,024
Property tax (owner-occ. 4%, est.)$131
Homeowners insurance (est.)$92
HOA dues$38
Flood ins. (required, est. range)$65$300
Loan amount$315,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $315,000 price, 0% down, 6.66% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,505/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
1,468 sq ft
Levels
Bi-Level
Flooring
Carpet, Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Vent Exhaust Fan, Auto/Gar/Opener, Cable TV/Available
Heating
Electric, Heat Pump, Central
Cooling
Electric, Heat Pump, Zoned, Central Air
Water Heater
Electric
Interior Features
Double Vanity

Exterior & Lot

Lot Size
0.08 acres
Construction
Frame
Foundation
Elevated
Roof
Composition
Parking
Common, Driveway, Garage
Porch / Patio
Deck, Front Porch
View
Neighborhood, Trees/Woods

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$450 / annually

Financial & Terms

List Price
$315,000
Price / Sq Ft
$215
Annual Taxes
$1,505
Financing Accepted
Conventional, Fha, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Jul 31, 2026

  2. Back On Market

    Jul 31, 2026

  3. Came on market

    Jul 31, 2026

  4. Listed for sale

    Jun 4, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $275,250–$402,333).
Sold homeSold price$/sqftClosed
1511 Quarter Horse Road, Beaufort, SC 299063 bd · 1,472 sqft$278,000$189Jul 2026
10 Sheppard Road W, Beaufort, SC 299073 bd · 1,423 sqft$390,000$274Jul 2026
6027 Vaux Road, Beaufort, SC 299063 bd · 1,403 sqft$375,000$267Jul 2026
2602 S Royal Oaks Drive, Beaufort, SC 299023 bd · 1,562 sqft$370,000$237Jul 2026
337 Dante Circle, Beaufort, SC 299063 bd · 1,600 sqft$300,000$188Jul 2026

Recent closed sales of similar homes nearby (this list price is $315,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

14 Bay Breeze Lane, Beaufort, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~2.2 mi

  • Bluffton

    ~17.2 mi

  • Hilton Head Island

    ~14.6 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Terrance Green, The HomesFinder Realty Group.

Listing data last updated July 31, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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