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ActiveMLS# 198106

$849,900

$350/sq ft

14 Carter Oaks · Lady's Island, SC 29907

3

Beds

2.5

Baths

2,429

Sq Ft

2017

Built

Single Family Residence$350/sq ft13 days on market
Neighborhood ViewPoolSingle-Level LivingHOA CommunityVA-Friendly Financing

What stands out

  • Neighborhood views
  • Single-level living
  • Private pool
  • Outdoor living: Screened Porch, Patio, Front Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

From the moment you arrive, this distinguished Coosaw Point residence reveals a rare combination of timeless Lowcountry elegance, exceptional scale, and beautifully considered living spaces. A gracious façade welcomes you with an expansive front porch--an especially coveted feature--offering two generous seating areas designed for effortless entertaining, quiet mornings, and the simple pleasure of Southern porch living. Beyond the threshold, a sophisticated foyer establishes an immediate sense of arrival. Elegant…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Freddie Mac 30-yr avg (FRED), as of 2026-09-10 — a benchmark, not your rate.

Estimated all-in monthly

$6,412/mo

Principal & Interest$5,518
Property tax (owner-occ. 4%, est.)$354
Homeowners insurance (est.)$248
HOA dues$292
Loan amount$849,900
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $849,900 price, 0% down, 6.76% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $3,268/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
2
Half Baths
1
Living Area
2,429 sq ft
Levels
One
Flooring
Tile
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Disposal, Auto/Gar/Opener, Dryer, Washer, Built-In Electric Oven
Heating
Heat Pump
Cooling
Heat Pump
Water Heater
Electric
Interior Features
Chandelier, Entrance Foyer, High Ceilings, Pantry, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.37 acres
Construction
Composite Siding
Foundation
Raised
Roof
Composition
Porch / Patio
Screened Porch, Patio, Front Porch
Pool
Community
View
Neighborhood
Exterior Features
Thermo-Panes, Rain Gutters, Hurricane Shutters

Utilities

Water
Public
Sewer
Septic Tank

Community & HOA

HOA Fee
$3,500 / annually

Financial & Terms

List Price
$849,900
Price / Sq Ft
$350
Annual Taxes
$3,268
Financing Accepted
Conventional, Va Loan, Cash
Zoning
Residential

Listing activity

On the market for 13 days.

  1. Status: Active

    Sep 5, 2026

  2. New Listing

    Sep 5, 2026

  3. Listed for sale

    Sep 5, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $538,922–$964,189).
Sold homeSold price$/sqftClosed
1 Basin Trail Street, Lady's Island, SC 299073 bd · 2,524 sqft$560,000$222Jan 2026
218 Coosaw Point Boulevard, Lady's Island, SC 299073 bd · 1,985 sqft$787,944$397Oct 2025
125 Middle Road, Lady's Island, SC 299074 bd · 2,223 sqft$575,000$259Jan 2026
23 Little Creek Road, Lady's Island, SC 299074 bd · 1,951 sqft$595,000$305Oct 2025

Recent closed sales of similar homes nearby (this list price is $849,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

14 Carter Oaks, Lady's Island, SC 29907

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~4.8 mi

  • Bluffton

    ~22.2 mi

  • Hilton Head Island

    ~20.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Elizabeth Bohmert, BHHS Bay Street Realty.

Listing data last updated September 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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