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ActiveMLS# 198338

$986,900

$480/sq ft

14 Crooked Creek Lane · Fripp Island, SC 29920

3

Beds

3.5

Baths

2,055

Sq Ft

2003

Built

Single Family Residence$480/sq ft7 days on market
WaterfrontGarageFireplaceHOA CommunityVA-Friendly Financing

What stands out

  • Waterfront — Marsh
  • Garage parking
  • Fireplace
  • Outdoor living: Screened Porch, Covered, Front Porch, Rear Porch
  • Accepts VA financing

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Welcome to 14 Crooked Creek on Fripp Island, a spacious 3-bedroom, 3.5-bath home offering the perfect blend of comfort, coastal living, and investment potential. The open-concept living area provides an inviting space for gathering and entertaining, complete with a fireplace and wet bar. Generous outdoor living spaces include expansive decks and a screened porch, ideal for relaxing and enjoying the island lifestyle. Double garages provide plenty of room for vehicles, golf carts, beach gear, and additional storage.…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

0% ($0)
%

Assumed rate — edit to match your quote.

Estimated all-in monthly (with flood)

$7,118–$7,353/mo

Principal & Interest$6,238
Property tax (owner-occ. 4%, est.)$411
Homeowners insurance (est.)$288
HOA dues$116
Flood ins. (required, est. range)$65–$300
Loan amount$986,900

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $986,900 price, 0% down, 6.5% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
3
Half Baths
1
Living Area
2,055 sq ft
Levels
Two
Appliances
Microwave, Dishwasher, Ice Maker, Fireplace Screen, Wet-Bar, Auto/Gar/Opener, Cable TV/Available, Dryer, Washer, Whirlpool Tub, Furnished, Built-In Electric Oven
Heating
Electric, Central
Cooling
Electric, Central Air
Fireplace
1
Water Heater
Electric

Exterior & Lot

Lot Size
0.17 acres
Construction
HardiPlank Type
Foundation
Elevated
Roof
Composition
Parking
Driveway, Garage, Garage Faces Front
Porch / Patio
Screened Porch, Covered, Front Porch, Rear Porch
Waterfront
Marsh
Exterior Features
Outdoor Grill, Rain Gutters

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Sewer Available, Water Available

Community & HOA

HOA Fee
$1,387 / annually
Regime Fee
Yes

Financial & Terms

List Price
$986,900
Price / Sq Ft
$480
Financing Accepted
Conventional, Va Loan, Cash
Zoning
PUD

Listing activity

On the market for 7 days.

  1. Status: Active

    Oct 16, 2026

  2. New Listing

    Oct 16, 2026

  3. Came on market

    Oct 16, 2026

  4. Listed for sale

    Sep 24, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $631,149–$1,081,314).
Sold homeSold price$/sqftClosed
821 Bonito Drive, Fripp Island, SC 299203 bd · 2,043 sqft$1,075,000$526Oct 2026
905 Gull Cove, Fripp Island, SC 299203 bd · 1,978 sqft$607,500$307Apr 2026
434 Widgeon Cove, Fripp Island, SC 299203 bd · 2,176 sqft$1,062,450$488Aug 2026
2 Osprey Landing Court, Fripp Island, SC 299203 bd · 1,895 sqft$685,000$361Jun 2026
709 Marlin Drive, Fripp Island, SC 299203 bd · 1,890 sqft$750,000$397Apr 2026

Recent closed sales of similar homes nearby (this list price is $986,900). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

14 Crooked Creek Lane, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.2 mi

  • Bluffton

    ~22 mi

  • Hilton Head Island

    ~16.5 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • VA loan fit, financing options, and your real monthly budget
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Leslie Mitchell, Fripp Island Real Estate Co.

Listing data last updated October 16, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.