$1,395,000
$460/sq ft14 Heron Point · Okatie, SC 29909
4
Beds
4.5
Baths
3,030
Sq Ft
2025
Built
What stands out
- Golf Course, Trees/Woods views
- Garage parking
- Fireplace
- Private pool
- 0.79-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Southern Living, brought to life on Callawassie Island. Built in 2025 from a featured Southern Living floor plan, the River Place Cottage is better than new, with more than $100K in thoughtful owner upgrades. Tucked on a quiet Heron Point cul-de-sac with no through traffic, a wide front porch welcomes you into a light-filled home where warm hardwood floors, exposed beams and elevated finishes create an immediate sense of relaxed elegance. The open kitchen, dining and living areas flow effortlessly for everyday livi…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-08-13 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$8,232–$8,467/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,395,000 price, 20% down, 6.67% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $1,572/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 1
- Living Area
- 3,030 sq ft
- Levels
- Two
- Flooring
- Tile, Wood
- Appliances
- Gas Range, Microwave, Dishwasher, Refrigerator, Disposal, Dryer, Washer, Wine Cooler, Tankless Water Heater
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- 1
- Water Heater
- Tankless
- Interior Features
- Ceiling Fan(s), Walk-In Closet(s)
Exterior & Lot
- Lot Size
- 0.79 acres
- Construction
- Brick, Composite Siding
- Parking
- Garage
- Pool
- Community
- View
- Golf Course, Trees/Woods
- Exterior Features
- Rain Gutters
Utilities
- Water
- Community Well
- Sewer
- Public Sewer
- Utilities
- Sewer Available, Water Available
Community & HOA
- HOA
- Yes (fee not listed)
Financial & Terms
- List Price
- $1,395,000
- Price / Sq Ft
- $460
- Annual Taxes
- $1,572
- Financing Accepted
- Conventional, Cash
- Zoning
- Residential
Listing activity
On the market for 6 days.
Status: Active
Aug 14, 2026
New Listing
Aug 14, 2026
Came on market
Aug 14, 2026
Listed for sale
Aug 7, 2026
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 6 Winding Oak Drive, Okatie, SC 299094 bd · 3,095 sqft | $940,000 | $304 | May 2026 |
| 50 Camp Saint Mary Road, Okatie, SC 299094 bd · 2,916 sqft | $955,000 | $328 | Jun 2026 |
| 2 Chechessee Circle, Okatie, SC 299094 bd · 2,833 sqft | $875,000 | $309 | Jul 2026 |
| 1 Old Tabby Road, Okatie, SC 299094 bd · 3,374 sqft | $2,575,000 | $763 | Jul 2026 |
| 86 Clifton Drive, Okatie, SC 299094 bd · 3,427 sqft | $1,480,000 | $432 | Aug 2026 |
Recent closed sales of similar homes nearby (this list price is $1,395,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
14 Heron Point, Okatie, SC 29909
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~12.2 mi
Bluffton
~6.4 mi
Hilton Head Island
~9.2 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Megan McCray, The Agency Hilton Head.
Listing data last updated August 19, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.