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ActiveMLS# 197347

$145,000

$165/sq ft

149 Lydia Lane · Ridgeland, SC 29936

3

Beds

1

Baths

879

Sq Ft

1960

Built

Single Family Residence$165/sq ft18 days on market
Neighborhood ViewTrees/Woods ViewSingle-Level LivingNo HOA

What stands out

  • Neighborhood, Trees/Woods views
  • Single-level living
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Looking for your next project? This charming 3-bedroom, 1-bath home in the heart of Ridgeland is full of potential. This home could be transformed into a wonderful primary residence, rental property, or investment. Great location with easy access to everything Ridgeland has to offer.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($29,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-16 — a benchmark, not your rate.

Estimated all-in monthly

$830/mo

Principal & Interest$737
Property tax (owner-occ. 4%, est.)$51
Homeowners insurance (est.)$42
Loan amount$116,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $145,000 price, 20% down, 6.55% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $734/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
3
Full Baths
1
Living Area
879 sq ft
Levels
One
Heating
Central
Cooling
Central Air

Exterior & Lot

Lot Size
0.3 acres
View
Neighborhood, Trees/Woods

Community & HOA

HOA
None

Financial & Terms

List Price
$145,000
Price / Sq Ft
$165
Annual Taxes
$734
Financing Accepted
Conventional, Fha, Cash
Zoning
Residential

Listing activity

On the market for 18 days.

  1. Status: Active

    Jul 16, 2026

  2. New Listing

    Jul 16, 2026

  3. Came on market

    Jul 16, 2026

  4. Listed for sale

    Jul 4, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $113,387–$342,251).
Sold homeSold price$/sqftClosed
1060 N Green Street, Ridgeland, SC 299362 bd · 876 sqft$113,000$129Aug 2025
1574 Fordville Road, Ridgeland, SC 299363 bd · 1,053 sqft$410,000$389Dec 2025
1578 Fordville Road, Ridgeland, SC 299362 bd · 820 sqft$290,000$354Nov 2025
718 Old House Road, Ridgeland, SC 299362 bd · 1,010 sqft$195,000$193Jan 2026
45 Okatie Park Circle W, Ridgeland, SC 299362 bd · 1,023 sqft$258,000$252Nov 2025

Recent closed sales of similar homes nearby (this list price is $145,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

149 Lydia Lane, Ridgeland, SC 29936

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~18.1 mi

  • Bluffton

    ~17.6 mi

  • Hilton Head Island

    ~22 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Jasper County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Gabriela Padron, Mi Casa Real Estate, LLC.

Listing data last updated July 16, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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