$685,000
$402/sq ft15 Davis Love Drive · Fripp Island, SC 29920
3
Beds
3
Baths
1,704
Sq Ft
2005
Built
What stands out
- Golf Course views
- Outdoor living: Screened Porch, Patio
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Rare chance to own a 3-bedroom WITH LOFT, offering extra space, Golf Cottage under $700K! Overlooking the 1st fairway and nestled beside quiet common space, this fully furnished retreat offers privacy, charm, and strong rental appeal. Enjoy granite counters, bar seating, tile floors, cozy carpeted bedrooms, a Jacuzzi tub, walk-in showers, and energy efficient foam insulation installed under the home. New dishwasher in 2025, washer/drye in 2022, and hot water heater in 2023. Relax on the screened porch and soak in…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$4,120–$4,355/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $685,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,759/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 3
- Living Area
- 1,704 sq ft
- Levels
- Two
- Flooring
- Carpet, Tile
- Appliances
- Electric Range, Microwave, Refrigerator, Disposal, Ice Maker, Cable TV/Available, Dryer, Washer, Furnished
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s)
Exterior & Lot
- Lot Size
- 0.11 acres
- Construction
- Other
- Foundation
- Crawl
- Roof
- Metal
- Parking
- Unpaved
- Porch / Patio
- Screened Porch, Patio
- View
- Golf Course
Utilities
- Water
- Public
- Sewer
- Septic Tank
Community & HOA
- HOA Fee
- $1,321 / annually
- Regime Fee
- Yes
Financial & Terms
- List Price
- $685,000
- Price / Sq Ft
- $402
- Annual Taxes
- $5,759
- Financing Accepted
- Conventional, Cash
- Zoning
- PUD
Listing activity
On the market for 326 days.
Price Reduced
Mar 3, 2026
Status: Active
Aug 23, 2025
Came on market
Aug 23, 2025
Listed for sale
Aug 22, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 703 Skipjack Road, Fripp Island, SC 299203 bd · 1,730 sqft | $855,000 | $494 | Jun 2026 |
| 657 Newhaven Court, Fripp Island, SC 299203 bd · 1,640 sqft | $495,000 | $302 | Jul 2026 |
| 262 Deer Run Lane, Fripp Island, SC 299203 bd · 1,630 sqft | $680,500 | $417 | Jun 2026 |
| 633 Newhaven Court, Fripp Island, SC 299203 bd · 1,622 sqft | $602,500 | $371 | Jun 2026 |
| 850 Bonito Drive, Fripp Island, SC 299203 bd · 1,613 sqft | $695,000 | $431 | Apr 2026 |
Recent closed sales of similar homes nearby (this list price is $685,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
15 Davis Love Drive, Fripp Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~13.2 mi
Bluffton
~22.4 mi
Hilton Head Island
~16.8 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Jennifer Helms, BHHS Bay Street Realty.
Listing data last updated May 9, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
Similar homes you may like
More homes in Fripp Island
$625,000
$799,500
$665,000
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.