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ActiveMLS# 194345

$385,000

$246/sq ft

15 Finch Road · St. Helena Island, SC 29920

4

Beds

2

Baths

1,568

Sq Ft

2003

Built

Mobile Home$246/sq ft73 days on market
Neighborhood ViewSingle-Level LivingNo HOA

What stands out

  • Neighborhood views
  • Single-level living
  • Outdoor living: Front Porch, Rear Porch
  • No HOA

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — minimal flood hazard. Flood insurance is not federally required (lenders may still recommend a low-cost preferred policy).

Source: FEMA National Flood Hazard Layer.

Listing description

Back on market no fault of seller. Beautifully remodeled home with 4 bedrooms and 2 full baths. Sitting on 3 lots. The home boasts a living room, family room and a large Carolina Room. An oversized pole barn sits on one lot with electric and water. Third lot is behind the house for a large private backyard space, that includes a large shed, fire pit, and fruit trees. Privacy abounds as the adjacent property belongs to the historic Fort Fremont. The public beach and actual fort are about an 1/8th of a mile from th…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($77,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$2,217/mo

Principal & Interest$1,945
Property tax (owner-occ. 4%, est.)$160
Homeowners insurance (est.)$112
Loan amount$308,000
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $385,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
4
Full Baths
2
Living Area
1,568 sq ft
Levels
One
Flooring
Luxury Vinyl
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Vent Exhaust Fan, Fire Alarm, Dryer, Washer, Furnished
Heating
Heat Pump
Cooling
Heat Pump
Water Heater
Electric
Interior Features
Ceiling Fan(s), Double Vanity, Pantry, Soaking Tub, Walk-In Closet(s)

Exterior & Lot

Lot Size
0.39 acres
Construction
Vinyl Siding
Foundation
Crawl
Roof
Composition
Carport
6 spaces
Porch / Patio
Front Porch, Rear Porch
View
Neighborhood
Exterior Features
Thermo-Panes, Storage

Utilities

Water
Public, Irrigation Well
Sewer
Septic Tank
Utilities
Water Available

Community & HOA

HOA
None

Financial & Terms

List Price
$385,000
Price / Sq Ft
$246
Financing Accepted
Conventional, Cash
Zoning
Residential

Listing activity

On the market for 73 days.

  1. Status: Active

    Jun 16, 2026

  2. Back On Market

    Jun 16, 2026

  3. Came on market

    Jun 16, 2026

  4. Listed for sale

    Jan 27, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $262,489–$608,115).
Sold homeSold price$/sqftClosed
74 Blazing Star Lane, St. Helena Island, SC 299204 bd · 1,676 sqft$650,000$388Jun 2026
42 Canopy Lane, St. Helena Island, SC 299204 bd · 1,370 sqft$355,000$259Jul 2026
7 Canopy Lane, St. Helena Island, SC 299204 bd · 1,370 sqft$342,500$250Jun 2026
15 Canopy Lane, St. Helena Island, SC 299204 bd · 1,370 sqft$349,900$255Mar 2026
1209 Seaside Road, St. Helena Island, SC 299203 bd · 1,583 sqft$265,000$167May 2026

Recent closed sales of similar homes nearby (this list price is $385,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

15 Finch Road, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~8.9 mi

  • Bluffton

    ~13.7 mi

  • Hilton Head Island

    ~9 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Heather A. Baldwin, The HomesFinder Realty Group.

Listing data last updated July 6, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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