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ActiveMLS# 198623

$55,000

15 Vista Boulevard · St. Helena Island, SC 29920

Unimproved Land3 days on market
Trees/Woods ViewHOA Community

What stands out

  • Trees/Woods views
  • 0.62-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Lowcountry charm awaits at 15 Vista Blvd on St. Helena Island! Nestled on a beautiful homesite in the gated Bay Pointe Vistas community, this property backs to a serene natural area surrounded by live oaks, tall pines, and peaceful coastal scenery. Residents enjoy an 18-acre saltwater pond with kayak launch and crabbing dock, all just steps from historic Fort Fremont, nearby public beach access, and minutes from a public boat launch with direct access to Port Royal Sound. Underground utilities and public water are…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($11,000)
%

Freddie Mac 30-yr avg (FRED), as of 2026-10-08 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$467–$702/mo

Principal & Interest$305
Property tax (owner-occ. 4%, est.)$23
Homeowners insurance (est.)$16
HOA dues$58
Flood ins. (required, est. range)$65–$300
Loan amount$44,000
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $55,000 price, 20% down, 7.4% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $577/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
0.62 acres
View
Trees/Woods

Utilities

Utilities
Electricity Available, Natural Gas Available, Cable Available, Water Available

Community & HOA

HOA Fee
$700 / annually

Financial & Terms

List Price
$55,000
Annual Taxes
$577
Financing Accepted
Cash, Conventional
Zoning
Residential

Listing activity

On the market for 3 days.

  1. Status: Active

    Oct 13, 2026

  2. New Listing

    Oct 13, 2026

  3. Came on market

    Oct 13, 2026

  4. Listed for sale

    Oct 11, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Questions about this home?

Ask a local agent — we'll get back to you with real answers, usually same day.

Location

15 Vista Boulevard W, St. Helena Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~9.7 mi

  • Bluffton

    ~13.4 mi

  • Hilton Head Island

    ~8.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kimberly McElman, Harbour & Home Real Estate.

Listing data last updated October 13, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.