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ActiveMLS# 191212

$1,399,000

1544 Fording Island Road · Hilton Head Island, SC 29926

Commercial Sale401 days on market
No HOA

What stands out

  • No HOA
  • 0.98-acre lot

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone XMinimal flood risk

FEMA Zone X — outside the high-risk area but within the 0.2% annual-chance (500-year) floodplain. Flood insurance is not federally required but is often inexpensive here.

Source: FEMA National Flood Hazard Layer.

Listing description

Prime Investment Opportunity - Leased Commercial Property at the Gateway to Hilton Head Island Location. Stability. Visibility. Situated at the foot of the Hilton Head Bridge, this premier commercial property offers unbeatable exposure in one of the most strategic and high-traffic locations in the Lowcountry. Currently leased to a nationally recognized law firm, this is a rare turnkey investment opportunity with immediate income and long-term potential. Secure lease in place with a National Law Firm - 3 years rema…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($279,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-09 — a benchmark, not your rate.

Estimated all-in monthly

$8,058/mo

Principal & Interest$7,067
Property tax (owner-occ. 4%, est.)$583
Homeowners insurance (est.)$408
Loan amount$1,119,200
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $1,399,000 price, 20% down, 6.49% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Interior

Cooling
Central Air

Exterior & Lot

Lot Size
0.98 acres
Parking
Paved

Utilities

Water
Public

Community & HOA

HOA
None

Financial & Terms

List Price
$1,399,000
Zoning
Mixed Use

Listing activity

On the market for 401 days.

  1. Status: Active

    Jun 12, 2026

  2. Status Change

    Jun 12, 2026

  3. Came on market

    Jun 12, 2026

  4. Listed for sale

    May 28, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

Sold homeSold price$/sqftClosed
25 Seagrass Landing Court, Hilton Head Island, SC 299263 bd · 2,154 sqft$770,000$357Jul 2026
16 Full Sweep, Hilton Head Island, SC 299285 bd · 4,365 sqft$3,000,000$687Jul 2026
10 Lemoyne Avenue 414, Hilton Head Island, SC 299282 bd · 1,270 sqft$595,000$469Jul 2026
8 Brassie Court, Hilton Head Island, SC 299283 bd · 2,270 sqft$1,250,000$551Jul 2026
1 Gloucester Road O2, Hilton Head Island, SC 299283 bd · 2,000 sqft$709,000$355Jul 2026

Recent closed sales of similar homes nearby (this list price is $1,399,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

1544 Fording Island Road, Hilton Head Island, SC 29926

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~15.7 mi

  • Bluffton

    ~3.2 mi

  • Hilton Head Island

    ~3.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Sandy Michael, Charter One Realty.

Listing data last updated June 23, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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