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ActiveMLS# 197696

$159,900

16 Cutter Circle · Bluffton, SC 29909

Resident S/D Lot4 days on market
Trees/Woods ViewHOA Community

What stands out

  • Trees/Woods views

Highlights are generated from the property's MLS facts. See the full listing description and details below.

Flood zone not yet confirmed

We couldn't pull a verified FEMA flood zone for this address automatically — we'll confirm it for you before you write an offer.

Ask us to verify the flood zone

Listing description

Build Your Custom Dream Home on 0.27 Acres in Sun City Hilton Head! Don't miss this rare opportunity to design and build a truly unique custom residence on a prime 0.27-acre lot in the exclusive, gated Riverbend section of Sun City Hilton Head. Bring the builder of your choice and craft a home tailored perfectly to your lifestyle. As a resident, you'll enjoy total access to Sun City's world-class, active adult lifestyle--featuring championship golf, resort-style indoor and outdoor pools, state-of-the-art fitness…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($31,980)
%

Freddie Mac 30-yr avg (FRED), as of 2026-08-06 — a benchmark, not your rate.

Estimated all-in monthly

$1,173/mo

Principal & Interest$825
Property tax (owner-occ. 4%, est.)$67
Homeowners insurance (est.)$47
HOA dues$235
Loan amount$127,920
Get Pre-Approved

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $159,900 price, 20% down, 6.69% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. SC property tax varies by district and owner-occupancy status. Confirm every figure with a licensed lender.

Facts & features

Exterior & Lot

Lot Size
11,761
View
Trees/Woods

Utilities

Utilities
Electricity Available, Natural Gas Available, Cable Available, Water Available

Community & HOA

HOA Fee
$705 / quarterly

Financial & Terms

List Price
$159,900
Financing Accepted
Cash
Zoning
Residential

Listing activity

On the market for 4 days.

  1. Status: Active

    Aug 10, 2026

  2. New Listing

    Aug 10, 2026

  3. Listed for sale

    Aug 10, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

16 Cutter Circle, Bluffton, SC 29909

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~17.6 mi

  • Bluffton

    ~6.6 mi

  • Hilton Head Island

    ~12.4 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Randal Longo, I Save Realty.

Listing data last updated August 10, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. All measurements are approximate. This data is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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