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ActivePrice ReducedMLS# 191816

$368,000

$391/sq ft

172 Beach Club Villa Drive · Fripp Island, SC 29920

2

Beds

2

Baths

940

Sq Ft

1983

Built

Condominium$391/sq ft331 days on market
WaterfrontHOA Community

What stands out

  • Waterfront — Tidal Creek
  • Outdoor living: Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

Beautiful first floor condo in the heart of Fripp Island! Six people can sleep in this 2BR/2 Bath with a pull-out couch. The master bedroom and living room open up to a screen porch with breathtaking marsh, sunset and tidal creek views. An updated and fully stocked kitchen has all stainless-steel appliances. Rental history available upon request. Club membership may be required.

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($73,600)
%

Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$2,291–$2,526/mo

Principal & Interest$1,855
Property tax (owner-occ. 4%, est.)$153
Homeowners insurance (est.)$107
HOA dues$110
Flood ins. (required, est. range)$65$300
Loan amount$294,400
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $368,000 price, 20% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,434/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Living Area
940 sq ft
Flooring
Carpet, Tile
Appliances
Electric Range, Microwave, Dishwasher, Refrigerator, Cable TV/Available, Dryer, Washer
Heating
Heat Pump
Cooling
Heat Pump
Water Heater
Electric

Exterior & Lot

Construction
HardiPlank Type, Stucco
Foundation
Elevated
Parking
Parking Lot
Porch / Patio
Porch
Waterfront
Tidal Creek

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA Fee
$1,321 / annually
Regime Fee
Yes

Financial & Terms

List Price
$368,000
Price / Sq Ft
$391
Annual Taxes
$5,434
Financing Accepted
Conventional, Cash
Zoning
PUD

Listing activity

On the market for 331 days.

  1. Price Reduced

    Sep 16, 2025

  2. Status: Active

    Jul 31, 2025

  3. Came on market

    Jul 31, 2025

  4. Listed for sale

    Jul 30, 2025

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $345,000–$431,633).
Sold homeSold price$/sqftClosed
159 Beach Club Villa Drive 159, Fripp Island, SC 299202 bd · 940 sqft$345,000$367Feb 2026
160 Beach Club Villa Drive 160, Fripp Island, SC 299202 bd · 940 sqft$350,000$372Oct 2025
175 Beach Club Villa, Fripp Island, SC 299202 bd · 940 sqft$350,000$372Sep 2025
195 Beach Club Villa Drive 195, Fripp Island, SC 299202 bd · 908 sqft$335,000$369Apr 2026
731 N Hampton Court 731, Fripp Island, SC 299202 bd · 980 sqft$450,000$459May 2026

Recent closed sales of similar homes nearby (this list price is $368,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

Talk to a person

I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

172 Beach Club Villa Drive 172, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13.6 mi

  • Bluffton

    ~22.8 mi

  • Hilton Head Island

    ~17.3 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Karen Natoli, Fripp Island Real Estate Co.

Listing data last updated April 1, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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