$425,000
$202/sq ft18 Ponderosa Drive · St. Helena Island, SC 29920
3
Beds
2
Baths
2,100
Sq Ft
2022
Built
What stands out
- Rural, Trees/Woods views
- Single-level living
- Outdoor living: Porch, Rear Porch
- Fenced yard
- No HOA
- Accepts VA financing
- 5.49-acre lot
Highlights are generated from the property's MLS facts. See the full listing description and details below.
FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.
See what this means for your monthly paymentSource: FEMA National Flood Hazard Layer.
Listing description
Private Lowcountry retreat on nearly 8 unrestricted acres in the heart of St. Helena Island. Built in 2022, this property offers endless possibilities with two parcels, no HOA, and room for boats, RVs, gardens, animals, workshops, recreational use, or a future family compound. Enjoy peaceful country living just minutes from Hunting Island State Park, public boat landings, beaches, and historic Beaufort. The open-concept layout offers modern finishes, functional living spaces, and a split-bedroom design. Whether you…
Your all-in monthly cost (est.)
Adjust the numbers to fit your situation
SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.
Freddie Mac 30-yr avg (FRED), as of 2026-06-18 — a benchmark, not your rate.
Estimated all-in monthly (with flood)
$3,044–$3,279/mo
This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65–$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.
This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $425,000 price, 0% down, 6.47% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $5,121/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.
Facts & features
Interior
- Bedrooms
- 3
- Full Baths
- 2
- Living Area
- 2,100 sq ft
- Levels
- One
- Flooring
- Carpet, Vinyl
- Appliances
- Electric Range, Microwave, Dishwasher, Refrigerator, Dryer
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Water Heater
- Electric
- Interior Features
- Ceiling Fan(s), Pantry
Exterior & Lot
- Lot Size
- 5.49 acres
- Construction
- Aluminum Siding, Vinyl Siding, Steel Siding
- Foundation
- Crawl
- Roof
- Composition
- Porch / Patio
- Porch, Rear Porch
- Fencing
- Full
- View
- Rural, Trees/Woods
- Exterior Features
- Storage
Utilities
- Water
- Private
Community & HOA
- HOA
- None
Financial & Terms
- List Price
- $425,000
- Price / Sq Ft
- $202
- Annual Taxes
- $5,121
- Financing Accepted
- Conventional, Fha, Va Loan
- Zoning
- Rural
Listing activity
On the market for 390 days.
Status: Active
May 5, 2026
New Listing
May 5, 2026
Came on market
May 5, 2026
Listed for sale
Jun 1, 2025
Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.
How the price compares
Recent nearby sales of similar homes
| Sold home | Sold price | $/sqft | Closed |
|---|---|---|---|
| 210 Cotton Dike Road, St. Helena Island, SC 299203 bd · 2,120 sqft | $795,000 | $375 | Mar 2026 |
| 459 Bb Sams Drive, St. Helena Island, SC 299203 bd · 2,150 sqft | $480,000 | $223 | Apr 2026 |
| 203 Locust Fence Road, St. Helena Island, SC 299203 bd · 2,178 sqft | $560,000 | $257 | Mar 2026 |
| 1301 Rowland Drive, St. Helena Island, SC 299203 bd · 1,982 sqft | $525,000 | $265 | Apr 2026 |
| 809 Island Circle W, St. Helena Island, SC 299203 bd · 1,957 sqft | $739,000 | $378 | Mar 2026 |
Recent closed sales of similar homes nearby (this list price is $425,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.
Get a full comparative market analysisAsk anything about this home
Honest answers from this listing's data
I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)
Location
18 Ponderosa Drive, St. Helena Island, SC 29920
Near military installations
Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.
Getting around
Downtown Beaufort
~9.5 mi
Bluffton
~23.6 mi
Hilton Head Island
~19.3 mi
Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.
Schools
School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.
This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.
Explore the area
Thinking about this home?
Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:
- Whether the price holds up against recent comparable sales
- Condition, age of major systems, and likely inspection issues
- Flood zone, insurance cost, and wind/hazard exposure
- Resale outlook and how the home compares in its market
- VA loan fit, financing options, and your real monthly budget
- Offer strategy, contingencies, and a realistic closing timeline
Presented by
The Faris Group
eXp Realty
Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.
Listing courtesy of Alyssa Graves, COAST PROFESSIONALS Bk.eXp III.
Listing data last updated May 19, 2026.
Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.
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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.