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ActiveMLS# 197101

$959,000

$615/sq ft

18 Sea Mist Road · Fripp Island, SC 29920

2

Beds

2.5

Baths

1,560

Sq Ft

1996

Built

Single Family Residence$615/sq ft6 days on market
WaterfrontRiver ViewOcean ViewPoolGarageHOA Community

What stands out

  • Waterfront — Marsh, Ocean Front
  • River, Ocean, Water views
  • Garage parking
  • Private pool
  • Outdoor living: Patio, Front Porch, Rear Porch

Highlights are generated from the property's MLS facts. See the full listing description and details below.

FEMA Flood Zone AEModerate-to-high flood risk

FEMA Zone AE — a Special Flood Hazard Area. Flood insurance is required with a federally backed mortgage.

See what this means for your monthly payment

Source: FEMA National Flood Hazard Layer.

Listing description

TURN-KEY & MOVE-IN READY! Recently renovated and thoughtfully designed, this exceptional 2-bedroom + bunk room, 2.5-bath residence feels like a private vacation retreat on the sand. Steps from the Cabana Club and just moments from the beach, enjoy breathtaking water views, an open-concept floor plan, and a luxurious primary suite with a beautifully renovated bath and lounge area. Extensive upgrades include new Samsung Smart appliances, hurricane-rated windows, sliding glass doors, and a custom front door. Brand-new…

Your all-in monthly cost (est.)

Adjust the numbers to fit your situation

Loan type
How you'll use it

SC taxes a primary residence at a 4% ratio with a school-tax exemption — far lower than the 6% investor rate.

20% ($191,800)
%

Freddie Mac 30-yr avg (FRED), as of 2026-07-02 — a benchmark, not your rate.

Estimated all-in monthly (with flood)

$5,558–$5,793/mo

Principal & Interest$4,814
Property tax (owner-occ. 4%, est.)$400
Homeowners insurance (est.)$280
Flood ins. (required, est. range)$65$300
Loan amount$767,200
Get Pre-Approved

This home sits in a FEMA Special Flood Hazard Area, so flood insurance is required with a mortgage (a fact, from the FEMA zone). The $65$300/mo above is a rough planning range, not a quote — premiums are now priced per-property. Get an exact flood quote.

This is an estimate for planning only — not a loan quote or commitment to lend. Assumes a $959,000 price, 20% down, 6.43% rate over 30 years, and SC owner-occupied 4% + school exemption property tax. It excludes PMI/MIP, the VA funding fee, and closing costs. For reference, the current tax on record (MLS) is about $4,177/yr — that reflects the present owner's assessment, which may differ from yours. Confirm every figure with a licensed lender.

Facts & features

Interior

Bedrooms
2
Full Baths
2
Half Baths
1
Living Area
1,560 sq ft
Flooring
Carpet, Tile, Luxury Vinyl
Appliances
Dishwasher, Refrigerator, Dryer, Washer
Heating
Central
Cooling
Central Air
Water Heater
Electric
Interior Features
Ceiling Fan(s), Pantry

Exterior & Lot

Lot Size
0.05 acres
Construction
Composite Siding
Foundation
Elevated
Parking
Additional Parking, Concrete, Covered, Driveway, Garage
Porch / Patio
Patio, Front Porch, Rear Porch
Pool
Community
View
River, Ocean, Water
Waterfront
Marsh, Ocean Front

Utilities

Water
Public
Sewer
Public Sewer

Community & HOA

HOA
Yes (fee not listed)
Regime Fee
Yes

Financial & Terms

List Price
$959,000
Price / Sq Ft
$615
Annual Taxes
$4,177
Financing Accepted
Conventional, Fha, Cash
Zoning
PUD

Listing activity

On the market for 6 days.

  1. Status: Active

    Jul 3, 2026

  2. New Listing

    Jul 3, 2026

  3. Came on market

    Jul 3, 2026

  4. Listed for sale

    Jun 30, 2026

Source: Lowcountry Regional MLS. Price-change dates are shown without prior amounts; contact us for the complete history.

How the price compares

Recent nearby sales of similar homes

This home is priced in line with recent comparable sales (which imply about $674,136–$948,235).
Sold homeSold price$/sqftClosed
862 Bonito Road, Fripp Island, SC 299202 bd · 1,532 sqft$715,000$467May 2026
4 Periwinkle Court, Fripp Island, SC 299202 bd · 1,325 sqft$585,000$442May 2026
27 Davis Love Drive, Fripp Island, SC 299203 bd · 1,562 sqft$675,000$432Jun 2026
360 Wahoo Drive, Fripp Island, SC 299203 bd · 1,552 sqft$800,162$516Feb 2026
34 Sea Mist Road, Fripp Island, SC 299203 bd · 1,530 sqft$930,000$608Apr 2026

Recent closed sales of similar homes nearby (this list price is $959,000). Selected by size, beds, and recency from the MLS — a quick read, not a formal appraisal or CMA.

Get a full comparative market analysis

Ask anything about this home

Honest answers from this listing's data

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I answer only from this home's real data — price, flood zone, taxes, history. If I don't know something, I'll say so and connect you with an agent. (AI assistant, not a licensed agent.)

Location

18 Sea Mist Road, Fripp Island, SC 29920

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Near military installations

Distances are approximate straight-line estimates from the property's coordinates, not drive times. Ask us about real commutes and PCS timing.

Getting around

  • Downtown Beaufort

    ~13 mi

  • Bluffton

    ~21.6 mi

  • Hilton Head Island

    ~16.1 mi

Approximate straight-line distances, not drive times — ask us about real commutes and PCS timing.

Schools

School assignments and attendance boundaries should be verified with the local district — they can change and aren't guaranteed by this listing.

This area is generally served by the Beaufort County School District. We're happy to confirm the exact assigned schools for this address — just ask.

Explore the area

Thinking about this home?

Before you schedule a showing, it helps to know what to look for. As your buyer's agent, we'll help you evaluate:

  • Whether the price holds up against recent comparable sales
  • Condition, age of major systems, and likely inspection issues
  • Flood zone, insurance cost, and wind/hazard exposure
  • Resale outlook and how the home compares in its market
  • Offer strategy, contingencies, and a realistic closing timeline
Ask The Faris Group about this property
Hamza Faris, The Faris Group | eXp Realty

Presented by

The Faris Group

eXp Realty

Local Beaufort Lowcountry agents. We represent buyers across Beaufort, Lady's Island, Port Royal, Bluffton, and the surrounding military communities — and we'll tell you straight whether a home is right for you.

Meet the teamContact The Faris GroupEqual Housing Opportunity

Listing courtesy of Kathryn Barnes, Charter One Realty.

Listing data last updated July 8, 2026.

Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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Listing data provided by the Lowcountry Regional MLS. Information is deemed reliable but not guaranteed. All measurements are approximate.

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